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Roots of Personal Finance

Everything you need to kick debt and financial stress, so you can live a happier life!

Anyone can save money, pay off debt, and end financial stress when they follow our proven success path.

Join Roots Now!

You already know your finances are stressing you out. It's ok, they do for most!

Now it’s time to kick that stress using a simple and proven step-by-step path that anyone can follow, no matter how much money you make or how much debt you have.

Because, let's face it — nobody wants to spend every day of their life......

Stressing About Money

Imagine if you didn’t have to worry about money, debt, and bills? Imagine living a happier and stress-free life, where you are in control of your money, rather than it controling you.

Living Paycheck-to-Paycheck

Imagine having an emergency fund savings for all of life’s annoying surprises. Knowing that if something bad happens, you’ll be ok and you won’t have to worry.

Struggling with Debt & Payments

Imagine waking up tomorrow with less debt and less payments, which means you have more money to do the things you want, and build the life you want.

If you’re like me, you've grown tired of worrying about money and debt. You'd rather spend your energy on more important things that bring you happiness.

You’d rather spend your days knowing…

You have confidence in your finances. No more second guessing.

You have an emergency fund for all of life's surprises.

You can spend time doing more of what you love.

You have no financial stress in your life.

Imagine what life could be like with less payments and stress...

 

😍 That weight on your shoulders, that pressure on your chest, IT'S GONE!

😍 No more SLEEPLESS NIGHTS.

😍 You're able to REALLY LIVE, and not just survive!

😍 Being able to BREATHE again!

😍 Opportunities to chase your DREAMS and BUILD THE LIFE YOU WANT!

😍 Take a VACATION paid for with 100% CASH!

😍 FINALLY be able to say YES to your kids and family without stressing later about how you'll pay for it. 

😍 ORDER FROM THE MENU without having to worry about cost or shorting other bills!

I created Roots for you — the person who wants an easy to follow process to kick financial stress and debt, along with getting support and accountability to finally see results.

And The Results Speak For Themselves...

Our members are people from all different walks of life—married, single, single parents, special needs families, disabled, military, career-oriented, stay-at-home parents, and all different income levels.

Our members are teachers, ranchers, truck drivers, tradespeople, businesspeople, entrepreneurs, scientists, postal workers, factory workers, retailers, medical professionals, farmers, insurance agents, financial service professionals, barbers, personal trainers, and gig workers—just to name a few.

The one thing they all have in common is that they're getting amazing results by implementing the success path we teach in Roots.

Here are a few members who want to share their success with you! 

Skip The Testimonials! Tell Me What I Get!

Amber and Paul Taylor saved and paid Off $54,000 in 20 months! Since, they have built a large emergency fund, and purchased a home.

 

Gretchen went from being behind on her mortgage and car loan, to getting caught up and...

Paying Off More Than $21,000 Of Debt In 17 Months On A Single Income!

 

From stressed to relaxed.

Tiffany has saved and paid off $11,000 in less than 90 days!

Tiffany Richard was tired of living paycheck-to-paycheck and living off credit cards. She also says that she struggled the most with overspending on eating out.

Tiffany is an Admin Assistant, and she also owns her own direct sales business.

She decided to join Roots in October of 2020 to get some help.

She learned very quickly and discovered that budgeting helped tremendously.

She says, "Seeing how much we were spending on eating out was a HUGE eye-opener for us, and seeing how much we saved and paid off was nice!

Within just the first few months of joining, she built herself a small emergency fund, paid off their two vehicles, along with two credit cards!

In total, she has already saved and paid off over $7,000 in the just the last few months!

She says, "I am so much more relaxed. I'm not worried about how our kids are going to eat or how we will get diapers for the month."

She says the Roots Community has been an essential part of her success. "There is a support group. And the planner is a must-have. Sitting down and committing to your budget, and your goal is HUGE and is so important. Having other people win with you is amazing!"

Her advice to you, "Unless you are 100% committed to getting and staying out of debt, nothing is going to work for you. Brad and the Roots team cannot and will not want this more than you do. You have to want to help yourself."

COVID-19 Is An Example Of Why Everyone Needs an Emergency Fund.

Roots Members Are Making It Happen!

"My stress level around money was paralyzing."

In just 90 days, Cyndi has saved and paid off $7,050!

Before joining Roots, Cyndi was struggling with her finances.

She says, "My stress level around money was paralyzing. I struggled with motivation, accountability, and how to live using a real budget.

Cyndi is a retired dental hygienist, and she says, "I decided to join Roots for the knowledge and to get me back on track. I didn't realize that the "missing piece" was the best part to come: the group! Motivation and accountability are what make this work for me.

Since joining just 90 days ago, a lot has improved for Cyndi. She says, "I have added $1000 to my savings account (for a total of a 2k small ER fund), paid off over $5,300 on debt (freaking amazing!), I have also been able to save a $750 sinking fund for a household project. And Because I reviewed my statements when I first started, I also found a $918.00 error (in my favor) in a bill from a medical provider. I also have a sinking fund of $400 going for the holidays.

She adds, "I am mindblown!"

When I asked Cyndi what's helped her the most, she says, "Without any doubt, the group, the meet-ups, your personal responses to my emails, knowing I am not alone, and that others see me making wins and they encourage me every step of the way. The podcasts are amazing- like food for thought whenever I need a boost of motivation. The trackers, those crazy little snowball stickers, they just do something for me! Lol. I love adding them to the mountain! Joining Roots was a smart decision for me, even though I had doubts (see our emails before the summer session- lol). I am so thankful I did it!"

She adds, "Even bigger than money wins are the mental wins. My stress & fear of the 'unknown future' are so much better than I could have ever thought would happen. I no longer feel out of control and helpless.

When I asked Cyndi how she feels now versus when she started, she said, "So number one, peace of mind! Number two, communication is much better within the household about financial issues because working towards a common goal is important. Number three, being able to share Debt Free Dad with my adult son with the potential to change his life with knowledge. I Love this part!"

In addition, Cyndi says, "I've had a huge mindset change- learning about my behaviors has been huge for me. When I started this journey, I had very little confidence and didn't think I could do this. Changing my behavior, finding gratitude and contentment with what I have, and having a 'why'– all of these have given me confidence, and for me, that makes me feel better about myself and my future."

How is Roots different? Cyndi says, "Roots is different because not only is there the knowledge of a proven way to handle money and pay off debt but there is encouragement and a community of other people doing the same thing. Combined with the weekly meet ups- all of it makes for something very special. It just works.

"I struggled with budgeting and saving."

In just 90 days, Sami saved and paid off $8,872.31 on a single income.

 

"I hated living paycheck-to-paycheck!"

Now Tammy has paid off $19,863 in the last year!

Before joining Roots, Tammy was stressed about her finances. She says, "What caused me the most stress was not having enough money to last us to the next paycheck and not being able to pay everything before I ran out of money. I hated living paycheck to paycheck!"

Tammy works as a Billing Clerk and HR Support person at a local nursing home.

She says, "I joined Roots because I needed help. I needed help creating a budget and being accountable. My husband was not on board at first, but after a few months, he was better and accepted that we needed Roots. Starting my first budget was very stressful! It took me about three months of Roots before I had a decent budget."

Since Tammy joined Roots, she says, "We have paid off $19,863 of debt, which included three credit cards, an old medical bill, and two collection accounts."

When asked how she made this happen, she says, "For me, the biggest piece was the behavior. I never realized how much money was being spent on wants vs. needs until I wrote everything down on paper.

Tammy's husband was hospitalized in August. She says, "I had $1600 in our emergency fund in August, but then my husband was hospitalized for nine days, and I paid our remaining out-of-pocket amount from it, so now I am starting over and saving what was depleted. My biggest win was being able to save my $1000 emergency fund twice. At least I had it when it was needed."

She adds, "Also, since starting Roots, I have had no overdraft fees or any unnecessary fees taken from my bank account." That's such a great win!

Tammy's advice to you is, "I would tell you to try Roots. I feel Roots is different because you have access to the training all the time. I've rewatched some modules more than two or even three times. I like the community support and extra bonus training that we get with Roots. I never feel like anyone will bad mouth me. It's always positive support.

Hawaii, Disney, Ireland Anyone? Roots Gives You the Tools To  Pay Cash, and Enjoy Yourself... GUILT-FREE!

You already know you should pay off debt, budget, and save more money, but I get finances are scary and overwhelming.

You just need a simple, step-by-step path, and a guide to make it easier and less stressful.

Introducing... Roots of Personal Finance

A membership that will help you kick financial stress and debt in less time and with less frustration, and you don’t need a big income to make it happen.

Here's everything that's included...

 

Roots Foundation Modules give you the education you need to save, budget, and crush debt. - $2,500 Value

 

Easy to implement tools, action plans, and resources without all the fluff. Roots is built to get you results- $994 Value

 

Weekly group coaching calls with Brad all year, so you can implement and get the support you need - $4,497 Value

 

Receive ongoing motivation, support, ideas, and connect with others in the Roots Community group all year - $997 Value

 

-Also Included-

Bonuses and Mini Modules - Valued at $2,097

The Roots Membership Kit - Track your progress, see the results, and build your confidence! (Watch your mailbox! This kit is super fun! πŸ˜€)

How to have a money conversation in your relationship. 

What to Do If You’re Behind on Bills

How to Handle Collections

How to Buy a Home Without Going Broke

How To Teach Your Kids About Money

How to Set and Crush Your Financial Goals

 

Join Roots Now!

Pay-in-full Bonus!

Get the 2022 Debt Freedom planner FREE, and shipped right to your home when you pay-in-full!

A Financial Planning Tool That Works With Your Planner!

This is the best companion tool for your planner that will save you time and frustration.

  • Fail-proof budget sheets for every month.

  • Debt snowball worksheets for every month.

  • Track your paydays, bills, due dates, and to-dos all in one place!

  • Track goals, spending, savings, and review your progress!

  • Stay out of debt by planning ahead for upcoming expenses!

Not only will Roots give you the education, support, and accountability, but you'll also get this incredible tool to help you keep track of all of your upcoming progress!

Join Roots Now!

Here’s how it works...

Roots will teach you to improve habits, reduce stress, save money, and pay off your debt FAST! Roots is a complete, 100% comprehensive online learning-and-doing system that not only teaches you how to take control of your money, but also helps you implement the process we teach as you learn.

You'll start seeing results in just the first week...

...but here's what you'll learn and do in the first 60 days.

Join Roots Now!

Bonus Modules

How awesome would it be if you were on the same page with your spouse?

Learn how to finally communicate about money without fighting or arguing.

Discover the first steps to an improved financial relationship with your partner.

We’ve helped many members get caught up on bills and payments.

Learn the step-by-step process to help you get back to square one.

Reduce frustration and confusion by knowing exactly what to work on.

One of the most common financial goals our members have is buying a home.

Roots is helping people do it with the right education, so you can prepare, and save yourself a ton of stress and thousands of dollars. 

 

It's no secret that parents are an example to their kids, and money is no different.

This course, along with Roots, will provide you with the confidence and knowledge to teach your kids about money, so they don't make as many mistakes as we did!

Join Roots Now!

I used to fall off the bandwagon too...

The do-it-yourself approach is not easy. That’s why I created Roots, to give my members the support and accountability they need to get results.

"I struggled with lots of credit card debt and impulsive shopping."

Lyndsey saved and paid off $68,000 in two years on a single income.

 

"My biggest stressor was running out of money at the end of the month."

Mary has saved and paid off $34,177 in less than two years!

 

Hey, I’m Brad!

About 10 years ago, I found myself in the same situation that many find themselves in today—no savings, lots of payments, and a helluva lot of debt. I lost my home to foreclosure, and I hit my financial rock bottom. I was hopeless.

Looking back, it was the best thing that ever happened to me because it pushed me to make some serious changes that ultimately led to paying off all my debts and reaching financial freedom! We have been living debt-free for over seven years.

Along our journey, we were surprised to find out that we weren't the only ones who were struggling, and people started asking me for help. In 2016 we opened the doors to Roots and since then have been able to help thousands of people and families kick debt and financial stress! 

Through it all, I have discovered the subtle nuances that make a BIG difference in the success of the people who get out debt, versus those who sputter.

Join Roots Now!

I know what you might be thinking...

"Can't I just do this on my own? Why should I pay this guy to help me save and get out of debt?"

Most of my members asked the same thing... here's what they say now.

 
Join Roots Now!

 

The do-it-yourself programs and self-help books don't work for most because they lack the most important ingredient...

...support and accountability.

That's what makes Roots so different... ACCOUNTABILITY!

Check this out! The American Society of Training and Development (ASTD) did a study on accountability and found that you have a 65% chance of completing a goal if you commit to someone. And if you have a specific accountability appointment with a person you’ve committed, you will increase your chance of success by up to 95%.

I am going to be with every step of the way! Here's some of the great tools that will help you stick to the plan!

Weekly Meetups

You aren't on your own. Connect with other Roots members and get help and accountability every week from Brad, LIVE! LIVE meetups are a great way to stay on target, receive accountability, get the help you need, learn, and celebrate your success! AND... WIN SOME FANTASTIC PRIZES! 

Roots Community

Who you surround yourself with matters. Join a winning environment! Our Facebook group is fantastic, and it is another resource where you will receive tons of value. Not only do you get to interact with other like-minded people, but Brad is very active in this group; answering all of your questions!

Get Real Accountability

Get encouragement, support, and celebrate your success! Our members experience better results in Roots rather than doing it on their own because of the built in accountability their membership offers. There is an incredibly strong unity when a group of individuals come together to work towards a common goal.

Debt Freedom Kit

It's not always the big things that get people the big results. Getting out of debt is hard work. We've developed some fantastic tools that makes getting out of debt exciting! This kit will help you track your progress and keep you motivated on the road to financial freedom! 

App, Tools, and Downloads

Busy schedule? The Roots App gives you access to your entire membership right on your phone. Roots also provides you with a ton of downloads and tools to help ease stress and give you faster results. Once you join, you won't need anything else to kick debt once and for all.

Built The Way You Learn

We all have different ways we like to learn. Roots offers several modalities that fit your learning style. Like to watch videos? Do you enjoy audio while you drive? Do you like to read and take notes? Rest assured, Roots has you covered no matter how you like to learn.  

"Before joining Roots, I struggled with accountability."

Now Nadine has built her emergency fund, and she is feeling more confident!

 

"I didn't know where to start."

Lauren has learned how money works and has paid off more than $16,000.

 

"We wanted to live more of a stress-free life."

Shannon has paid off over $280,000, and is now DEBT FREE!

 

Here’s what other people are asking.

Join Roots Now!

I believe in you, and I know you can get results like this too!

Join Roots Now!

"I Was a Hot Mess Express..." Teresa has saved and paid off $18,500 in six months!

Teresa Bambury is a third-grade teacher.

She admits she had no idea where her money was going. "Before ROOTS, I was on board the Hot Mess Express. Stressed to the max over finances didn't even begin to describe how I felt."

She says, "All I knew was I worked too hard to be that broke ALL the time. I didn't have an emergency fund, my bills were behind, and on any given day, I felt like I was that hamster running on that wheel and getting nowhere fast!

Teresa thought there had to be a better way. She just had to find it.

Today, only six months later, she says, "I am thrilled to have been able to save $2,200 for my emergency fund. It's the first one I've ever had!"

She was also able to pay off $16,300!

AND... ALL of her bills are caught up!

She says, "I finally kicked that hamster wheel to the curb!"

How did she do all of that in six months?

Teresa says, "#1. B.U.D.G.E.T - For the first time in my life, I made a budget. It was ugly, it was messy, but it was LIFE CHANGING!

She also started paying close attention to where her money was going. "#2. Hand in Hand with the budget was tracking my spending habits. Holy Guacamole - that was eye-opening."

Lastly, "#3. The support from the other ROOTS members. It is encouraging to know that I wasn't alone or a loser because I struggled with handling money. Money was really not something we talked about when I was growing up. I knew my parents worked hard both on our farm and in their jobs, but it always seemed that money was tight."

Her recommendation, "Take what you know or think you know about finances and throw it to the curb. Sign up for ROOTS!

"It takes all the confusion out of the equation! ROOTS gave me such clarity. Many websites show you how to do a budget, but they don't connect the dots for you as ROOTS does. With ROOTS, you learn about a budget, changing behaviors, intentional living, saving, spending, paying off debt - it was a combination of ALL those things that finally gave me the traction I needed to start getting out of debt."

She adds, "I guarantee you that six months of consistent effort on your part, and you will be absolutely amazed about how much you have accomplished in such a short amount of time."

And There Is No Risk Because Of The Simple, No Sleaze, No Hassle, Debt Free Dad Money-Back Guarantee

Roots of Personal Finance comes with my personal 100% money back guarantee. 

I am very confident that Roots can you help you get on the road to financial freedom. If you take action with the steps we teach, I promise you will see a fantastic return on your investment. Our members are proof of this promise that we are making to you.

If there is one thing I hate more, it's buying a product that doesn’t meet its needs and feeling like I wasted my time and my money. I don’t want that for you! If you are not satisfied within 14 days of your enrollment, I will refund 100% of your money, no questions asked. Your refund will be submitted immediately, and your money will be back in your account within 5-7 business days. If Roots doesn't help you, I don't want your money.

So How Much Is Roots?

12 Monthly Payments

$35/m

Join Now

Pay-In-Full
Most Popular

$269

Save $151 & Get The Debt Freedom Planner Free

Join Now

Hardship
Pay What You Can

Varies

Get Details

The Most Common Reasons Why You May Resist Joining. (Because It's Not That Roots Doesn't Work.)

If you have little savings, lots of debt, and no plan on how to fix it, disaster awaits. I've talked to so many people who didn't take action and are now facing bankruptcy, lawsuits, divorce, and sadly, it's too late in some cases to avoid these types of hardships. Don't wait until it's too late! Take it from others who say, "I wish I would've taken control sooner!"

Join Roots Now!

The investment in Roots of Personal Finance is $269/year OR $35/month!

How amazing is it that for $269, Roots can help you pay off your debt. $5,000, $10,000, $30,000, or more than $100,000 in debt... Roots members are doing it.

And the best part... you get to benefit from these skills for the rest of your life. 

Kura and Levi Paid Off $427,127.29

Christina Paid Off $230,000 

Kasey Paid Off $46,329

Sally and Nick Paid Off $64,471.03

Sami Paid Off $19,173.80

Brandon Paid Off $17,000

Alright, I'm Ready To Join, Brad, But What Do I Get?

Registration Closes This Friday, at 11:59 p.m. Pacific Time.

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Let's Recap.

Introducing... Roots of Personal Finance

A membership that will help you kick financial stress and debt in less time and with less frustration, and you don’t need a big income to make it happen.

Here's everything that's included...

 

Roots Foundation Modules give you the education you need to save, budget, and crush debt. - $2,500 Value

 

Easy to implement tools, action plans, and resources without all the fluff. Roots is built to get you results- $994 Value

 

Weekly group coaching calls with Brad all year, so you can implement and get the support you need - $4,497 Value

 

Receive ongoing motivation, support, ideas, and connect with others in the Roots Community group all year - $997 Value

 

-Also Included-

Bonuses and Mini Modules - Valued at $2,097

The Roots Membership Kit - Track your progress, see the results, and build your confidence! (Watch your mailbox! This kit is super fun! πŸ˜€)

How to have a money conversation in your relationship. 

What to Do If You’re Behind on Bills

How to Handle Collections

How to Buy a Home Without Going Broke

How To Teach Your Kids About Money

How to Set and Crush Your Financial Goals

 

Join Roots Now!

Pay-in-full Bonus!

Get the 2022 Debt Freedom planner FREE, and shipped right to your house when you pay-in-full!

A Financial Planning Tool That Works With Your Planner!

This is the best companion tool for your planner that will save you time and frustration.

  • Fail-proof budget sheets for every month.

  • Debt snowball worksheets for every month.

  • Track your paydays, bills, due dates, and to-dos all in one place!

  • Track goals, spending, savings, and review your progress!

  • Stay out of debt by planning ahead for upcoming expenses!

Not only will Roots give you the education, support, and accountability, but you'll also get this incredible tool to help you keep track of all of your upcoming progress!

Join Roots Now!