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End Your Financial Stress For Good!

Anyone can save money and pay off debt, and have financial success when you follow the proven success path inside Roots of Personal Finance.

Begin Your Stress-Free Financial Life Today!

20 Months, $46,000 Paid Off, $8,000 Saved = DEBT FREE!

Do Any Of These Sound Like You?

✅ You’re living paycheck-to-paycheck with little to no money in savings.

✅ You carry debt, and you have a difficult time managing it and paying it off. 

✅ You're tired of just barely getting by month after month.

✅ You're feeling stressed, and it's affecting other areas of your life.

✅ You’ve been ignoring your financial problems.

✅ Do your emotions run high when it comes fear, embarrassment, and feeling insecure?

✅ You want better, but you aren't sure where to start. 


The Biggest COST Of Any Problem Is Not Doing Something About It!

So What If Nothing Changes? 


❌ Nothing will change. Your debt will increase and your problems will likely get bigger.

❌ Stress, anxiety, and worry will likely increase and will affect ALL areas of your life.

❌ Your relationships and family will feel pressure. Money fights are a leading cause of divorce.

❌ Your future is at risk. How will you save enough and prepare for your future?

❌ Sadly, you will be broke your entire life if you don't make the changes needed.


Roots Will Help You Reduce Financial Stress and Take Back Control!

If you're sick and tired of your money struggles and you're ready to learn a new way to manage your money that actually works, it's never been easier to get started!

Join Us In Roots

In many ways, money is controlling you and your decisions. But it shouldn't be that way! Roots will show you how to take back control and have long-term success like you've never had before. 

Implement The Process

Nobody wants to be broke. Learn a simple process that has helped thousands of people and families save and pay off millions of dollars, allowing them to take back control and do more of what they love.

Live The Life You Want!

It's true that money isn't everything, but with money on your side, it's a lot easier to build the life of your dreams for you and your family with ZERO financial stress!

Imagine Where You'd Be A Year From Now, If You Got Started Today!


Take Control of Your Money.
Do More of What You Love!


Roots Provides A Proven Success Path That Gives You Everything You Need!

This is not just a membership site and coaching program - it's a system built to destroy stress and debt. Roots is right for you if want to...

  • Stop living paycheck-to-paycheck.
  • Create a reliable financial plan.
  • Improve your financial behaviors.
  • Build an emergency fund savings.
  • Learn to budget the right way, while still having fun.
  • Crush debt for good.
  • Improve your marriage and relationships.
  • Build confidence in your finances and your future.
  • Get a clear understanding of debt products.
  • Meet and collaborate with people in similar situations.
  • Complete access to a seasoned financial coach.
  • Have success with your money and finances like never before.
Roots will teach you a simple, easy-to-follow process that anyone can do.

Our Success Path Has Helped So Many

Roots is an investment that will pay for itself over and over again. Our Roots members' success is proof that the simple process we teach works!


"Roots Has Been My Saving Grace."

They Took Back Control! So Can You!


People Just Like You, Getting BIG Results!

What Do I Get When I Join?

Your Stress-Free Life Begins With Our Life-Changing Video Modules

Roots is a complete, 100% comprehensive online learning-and-doing system that not only teaches you how to take control of your money... but also helps you implement the process we teach as you learn.

The Debt Freedom Success Path

  • Most people struggle with where to begin. Our success path removes all the confusion on where to get started on your brand new journey.

  • Quickly discover where you are in the success path, and what steps to take to reach the next phase. This makes it easy to look back at all the great progress you’ve taken as a member of Roots of Personal Finance.

  • The success path will help you discover the bigger picture so you can get clear on what you want, and reach your goals faster!

  • Track your success and have more fun saving money and paying off debt than ever before! 

  • And we have a few surprises along the way... Hey we can't give away all the fun secrets!


  • Discover the truth about how to have success with money, and how math isn’t that important.

  • Learn how to change your behavior with money, which will allow you to save, pay off debt and melt away your financial stress FASTER!

  • Discover four areas that will completely change the way you think about and handle your money that gives you back your control.

  • Learn how to evaluate your purchases and know instantly if they are needs or wants.

  • Learn a tool that has helped our members save thousands of dollars. This will change everything!

  • And much more!

Budgeting Basics

  • Do you have a working budget? If you don’t, get used to being broke! It’s harsh, but it’s the truth. 

  • Learn the one tool that can change everything in your financial life. (Most people don’t do this, and that’s why they're broke!)

  • Discover what you should never do first when budgeting your money.

  • Learn to recognize the reason you're surrounded by a bunch of stuff, but have very little money in the bank. 

  • Includes an entire tutorial on how to set up and balance your budget.

  • Not sure what to budget for? We include our FAIL-PROOF budget worksheets!

  • And much more!


  • Discover what’s holding you back the most from living a debt-free life!

  • Most people will never be successful because of this BIG excuse! 

  • Learn to guard against the most common excuses that only cause more stress in your life.

  • Learn a tool that will save you more time and create huge results.

  • And much more!


  • Discover the reason why you can’t save money - if you don’t want to be broke, this is important.

  • Learn to build an emergency fund savings FAST to give you peace of mind and reduce stress.

  • Learn what never to do during a financial crisis. (Unless you want to make your situation worse!)

  • Discover how the interest you’re already paying to others for your debt can create piles of cash for your future!

  • And much more!

Eliminating Debt

  • Learn what never to do when paying off debt. (If you do this it will take you forever and you will burn out!)

  • Discover the fastest and most efficient way to pay down debt.

  • Learn tips that will catapult you out of debt faster!

  • If you can follow a simple, step-by-step process, then you can get out of debt.

  • And much more!

Debt Is A Product

  • Credit cards should be used as emergency funds and are needed for everyday life, right? Wrong! We’ll show you why to rid yourself of credit cards for good!

  • Discover what’s more important than your FICO score.

  • Learn what wealthy people do to make them wealthy. It will shock you how simple this is.

  • Discover what to avoid when buying a car. (If you don’t do this, it could cost you thousands of dollars!)

  • Learn how the most common debt products today are helping you make everyone else rich, and keeping you broke!

  • And much more!

Handling Collections and Insurance Basics

  • Discover how to possibly save hundreds of dollars on your premiums without doing a lot of work!

  • Learn the basic insurance coverages that are needed to protect you and your family. 

  • More than 40% of people don’t have this insurance, but EVERYONE who qualifies NEEDS it!

  • Learn what never to say or give to collectors. (If you do this, it could make your situation much worse.)

  • Discover simple strategies that give you all the control of your collections situation!

  • And much more!

The Road Less Traveled

  • Discover steps that help you create a financial plan for the rest of your life.

  • Learn who you should never take financial advice from! (If you take this advice, you will always be broke!)

  • Discover proven strategies that will help you navigate through your debt freedom success path. 

  • Learn from the experts about life and money! You will be shocked to find out who these experts are! 

  • And much more!

Then, Implement Everything With Your Membership Bonuses
Worth $1,788

Here are just a few of the unique features that make our Roots membership different.

Regular LIVE Meetups

You aren't on your own. Get help and accountability every week from Brad, LIVE! Our LIVE meetup is simply amazing. LIVE meetups are a great way to stay on target, receive accountability, get the help you need, learn, and celebrate your success! AND... WIN SOME FANTASTIC PRIZES! 

Roots Online Community

Our Facebook group is fantastic, and it is another resource where you will receive tons of value. Not only do you get to interact with other like-minded people, but our financial coaches are very active in this group; answering questions and posting additional content.

Get Real Accountability

Get encouragement, celebrate your success, and help others! Many of our members experience better results because there is accountability. There is an incredibly strong unity when a group of individuals come together to work towards a common goal.

Meetup and Q&A Archives

Our meetups feature additional content, guests, Roots success stories, and so much more! They have been recorded over the years and you will have exclusive access to all previous meetups.

One-on-One Coaching Available

Everyone's situation is unique. Personal finance for many is a very private matter, and you'd like to keep it that way. As a member of Roots, you will have a opportunity to have an one-on-one coaching session with Brad if you are seeking additional, private help. Please note, this service is an additional, but reasonable fee. 

When You Join Today, You Also Get These Fantastic Bonuses Worth $544

Helpful Guides and Action Items

Every class comes with colorful, downloadable handouts and action items that you can print and then follow along and take notes. Roots is a learning and doing membership so you can get results faster and easier.

Streaming and Downloads Galore!

Your calendar is full with work, kids, family, and life. Roots of Personal Finance can fit in with any busy schedule! Our content and LIVE meetups can be viewed and listened to from any device. Roots can go with you anywhere.

LIVE Video and Email Support

Get your questions answered so you can take control of your finances. Every lesson includes an FAQ wrap up video to go over the most common questions we receive after each lesson! Do you have a question we didn't cover? Send us an email or join a meetup. We are happy to help!

WORTH $1,585

Seriously, I'm not kidding! Your Roots membership will give you EVERYTHING you need to achieve a stress-free financial life!

Has Your Relationship Had the Money Conversation?

Is money causing fights and arguments in your relationship? It's the leading cause of divorce, but what if it didn't have to be that way? Along with Roots, this bonus course will walk you through the money conversation and getting you and spouse both on the same page. 

Become Totally Awesome At Budgeting.

Budgeting is by far the #1 thing people ask for help with. This BRAND NEW course is the fastest and easiest way to start budgeting today! A budget is the most important tool to help you reach all your goals. In no time, my course will have you reaping the benefits.

How Are You Helping Your Kids Avoid Your Money Mistakes?

It's no secret that parents are an example to their kids, and money is no different. Many members who join Roots say, "I am broke because it's the only way I know and it's what I learned as a kid!" This course, along with Roots, will provide you with the confidence and knowledge to teach your kids about money, so they have everything they need to be financially successful, and not make the same mistakes you did.

Discover The Single Best Way To Achieve More In Your Life!

Goal setting is critical if you want to have success in your life. Whether it is your health, finances, career, or your relationships, the only way to achieve and live the life you want is by setting strong goals. This course will give you everything you need to establish strong financial goals, and Roots will provide you with the tools and knowledge to make it happen. 

Are You REALLY Ready To Buy A Home? 

One of the most common financial goals our members have is buying a home. Purchasing a home is a great goal for your financial life. But, there are some key things to consider before you go to your first open house and sign those loan docs. Get this, most mortgage lenders and real estate agents aren't going to tell you about what we will share in this course! (This information could save you thousands of dollars!)

Roots Has Helped People Just Like You Save and Pay Off Millions of Dollars!

You're Ready To Join, But You've Got Some Questions.

Roots is a one year commitment, and many of our members stay much longer. By now you’ve heard about all the fantastic results our members are getting. They’re saving and paying off thousands of dollars, and they are taking their financial lives back. With that said, it takes hard work to see these results. There is no magical pill to fix your challenges. You didn’t get into debt overnight, and it’s going to take longer than overnight to get out. Our members start to see the best results within a year or more of joining Roots. Anything less, and you’re just scratching the surface. 

Let's think about this another way. Instead of thinking about Roots as a cost, what's the potential cost of not solving your financial challenges? 

  • Tons of your hard-earned money wasted on more wasteful spending and interest for current and future debts.
  • Constantly having to rely on debt products or other people to bail you out. 
  • Emotional and mental burdens of financial stress. 
  • Relationship problems.
  • Bankruptcy or lawsuits. 
  • The never-ending cycle of living paycheck-to-paycheck. 
  • Your future is at severe risk because one day you won't be able to work and you will lose your income. What then when you've done nothing to prepare? 

You're not paying money to save and pay off debt. You're investing in your future by learning to take control of your money that will allow you to save more money than ever, and crush your debt for good! Your way isn't working, that's why you're here, to learn a whole new way to manage your finances that actually works!

No! You will never be required to disclose financial information you don't want to share. Roots is built for all comfort levels, and you can share as little or as much information as you'd like.

Roots doesn’t save anyone. Our members save themselves by being proactive and implementing the simple process that we share in The Debt Freedom Success Path. We can’t do the hard work for you. You have to do that. We will give you all the steps, direction, and education you need to have tremendous results, but in the end, you are the hero of your own story. We will be here to walk with you every step of the way. Our Community is in this together!

Roots will provide you with ongoing weekly content that will help you reach a stress-free and debt-free life. All of our content is recorded, including our LIVE content, which will allow you to participate as your schedule allows. We provide you with a TON of life-changing content over a period of time. This is another reason why our membership is an annual commitment. 

Yes! We encourage you and your partner to work together through Roots. They can also be added to our Roots Community Facebook Group. 

No problem! Roots is a straightforward online membership site. If you can log into your email, and operate the essential functions of a computer and smartphone, you will have no challenges in Roots. Of the hundreds of members we serve, we rarely have issues with technology. We keep it simple! And as always, we are happy to help you! 

We do not assist our members with building investment portfolios, such as retirement and college savings. We don’t sell any financial products. Therefore, we aren’t licensed to provide you with investment advice. Also, you can't run before you learn to walk. Roots will help you develop the fundamentals of personal finance, so in the future you have even more money to invest.

No way, no how, not even close! Brad actually tries to steer people away from these types of companies because in most cases, they are a waste of time and money, and they don't provide long-term results for most people. Roots is the complete opposite. Roots is an educational and accountability program that will teach you a brand new way to handle your money that produces real and lifelong results. Simply put, this is the stuff we all should have learned in high school and from our parents. 

Who Shouldn't Join?

Let’s take an objective look at Roots of Personal Finance.


Roots is not for anyone who just wants to “kind of” check things out or just "kind of" save money or just "kind of" get out of debt.  You can’t “kind of” become debt free. Getting these types of results takes a commitment to succeed.  Would you want to fly with a pilot who “kind of” knew how to fly?  Or would you rather have a pilot who committed to mastering the necessary skills?  It sounds like a silly example, but it’s a perfect analogy.

Roots is for people who are committed to doing what it takes to reach a stress-free and debt-free life. With that said, this stuff doesn’t happen on its own. Now I know Roots will give you everything you need to have success, however, Roots will not work for you if you:

  • Aren't willing to put in the effort, the time, and to be intentional.

  • Are someone who just makes excuses on why you can’t get out of debt or do what we teach or why this doesn’t work. Roots works when you work.

  • Are looking for a get rich quick scheme. We aren’t a late night infomercial!

  • Are stubborn and stuck in your old ways and aren’t willing to challenge your normal thinking.

If any of these sound like you, it's best not to join. 

And There Is No Risk Because Of The Simple, No Sleaze,  No Hassle, Balanced Cents 100% Money-Back Guarantee


Roots of Personal Finance comes with my personal 100% money back guarantee. 

I am very confident that Roots can you help you get on the road to financial freedom. If you take action with the steps we teach, I promise you will see a fantastic return on your investment. Our members are proof of this promise that we are making to you.

If there is one thing I hate more, it's buying a product that doesn’t meet its needs and feeling like I wasted my time and my money. I don’t want that for you! If you are not satisfied within 30 days of your enrollment, I will refund 100% of your money, no questions asked. Your refund will be submitted immediately, and your money will be back in your account within 5-7 business days. If Roots doesn't help you, I don't want your money. 

So How Much Is Roots?

Let's put this in perspective here—think about how much it costs you not to have Roots in your life. Think of all the interest, late fees, and penalties you've paid. Think of all the stress you've experienced. As you review the investment below, consider that there is a cost when you choose to do nothing.

The investment in Roots of Personal Finance is $269. 

But, when you stop and think about this, it will actually cost you nothing. Let me explain...

First, the estimated value of this entire membership is more than $7,000. 

That's like getting 27 times the investment back as soon as you enroll. 

Second, the information you're about to learn has helped individual members save and pay off thousands of dollars. That's another HUGE return on the small investment you're making.

Third, you are going to develop life-long skills that you can use the rest of your life. I can't even tell you how much that is worth over your lifetime. Just think if you knew all of this information when you left high school. Yeah... that's a lot of money.

Fourth, you've got 30 days to decide if this is right for you. If you do the work and find it's not getting you results, you get your money back. 

For these reasons alone, Roots will cost you nothing. 

Unless you choose not to purchase it. As I mentioned, there is a cost to doing nothing. 


Alright, I'm Ready To Join, Brad.

Registration Closes Thursday, January 10th at 11:59 pm Central Time.

I Understand That I Will Get:


(Nine modules packed with more than 90 video lessons valued at $2,500.)


(Valued at $497)


(Valued at $497)


(Valued at $497)


(I only serve my Roots members. Many are surprised when I pick up the phone and say, "Hi!')


(Monthly Value of $497)


(Get all the past recorded calls packed full of additional content valued at $997)


(Monthly Value of $197)


(Shhhh! Keep an eye on your mailbox after you enroll! Valued at $97)


(Valued at $197)


(Valued at $697)


(Valued at $297)


(Valued at $197)


(Valued at $197)




TIP: Save $119 when you select the Full-Payment Option over the Installment Plan

The Most Common Reasons Why You May Resist The Best Personal Finance Membership Site!

If you have little savings, lots of debt, and no plan on how to fix it, disaster awaits. I've talked to so many people who didn't take action and are now facing bankruptcy, lawsuits, divorce, and sadly, it's too late in some cases to avoid these types of hardships. Don't wait until it's too late! Take it from others who say, "I wish I would've taken control sooner!"

“I don’t have time to work on my finances or be a part of Roots!”

Your time is limited; we’re all busy. But is busy getting you where you want to go?

You can’t keep doing the same things and expect a different result.

I have never met anyone who said, “Brad, I wish I would’ve started saving money and paying down my debts later in life!” In fact, many people who didn’t take action are now living in FEAR because they aren’t getting any younger.

If you don't start making your finances a priority and spend time on improving them, get used to being broke! 

The time to take action is now!

The great news is that Roots is built for busy people.

We have broken all of our content down into bite-sized pieces so you can learn as your schedule allows.

It doesn’t get any easier to get the help you need to live a stress-free and debt-free life!

As I mentioned above, let's put this in perspective here. Let's think about how much it costs you not to have Roots in your life. Think of all the interest, late fees, and penalties you've paid. Think of all the stress you've experienced. Consider the cost when you choose to do nothing to fix your problems. That's pretty eye opening, right? 

The cost of Roots breaks down to as little as $0.74 per day, and this information has helped people just like you save and pay off MILLIONS of dollars.

I can almost guarantee you’re spending that, and more on things like:

  • Interest - The average person pays $18.19 in interest per day on their debts! That’s $555 per month! Are VISA and MASTERCARD helping you reach a debt-free life?
  • Going out to eat - The average person spends $8.19 per day! That’s more than $3,000 per year. How’s that Panera, Jimmy John's, and McDonald's helping you reach financial freedom?
  • Coffee - The average person spends $3.01 per day. That’s $1,100 in one year! Is Dunkin Donuts, Starbucks, or Tim Horton’s helping you reach a debt-free life? 
  • Think of all the countless purchases that you've made that are now a heaping pile of stuff pushed into closets, attics, basements, and storage units. You may even have stuff that still has the tags on it! That used to be money! Just think of all the cash you can save in the future by getting a handle on your spending habits. 

We don’t have to go any further. Roots is the most affordable membership, coaching, and accountability program that will get you the result you’ve been wanting. Now, it's about making your financial life a priority and investing in yourself and your family. 

Facing your situation alone is a daunting task.

Fear is why most people choose to ignore their mess. But ignoring the mess only results in disaster.

This is the fantastic part about Roots! YOU AREN’T ALONE!

We have hundreds of members who are working on their challenges, just like you.

We are here to help you as you get started. Roots is built to walk you through our Debt Freedom Success Path step-by-step to ease your fear.

Yes, there is going to be some hard work and some things you will have to face, but be assured you have a community of people ready to support you!

There is no better or safer place. Join us!

Fair enough! You work hard for your money, and money and personal finance are very personal.

First, Roots is not going to tell you or force you to do anything you don't want to do. You are an adult, and you can make your own decisions.

Financial coaching and our Roots membership are all about offering suggestions and recommendations to help you reach your financial goals easier and faster. We offer this advice based on the proven results of thousands of people who have implemented this process and have gotten incredible results. You can apply as much or as little of the process as you want, but you must know this: those who implement the entire process are the people who are saving big and paying down debts in the tens of thousands of dollars.

If your way isn't getting you the results that you want, maybe it's time to consider a new approach. 

It's Time To Make A Decision

 Registration Is Closing... Here Are Some Final Thoughts For You

The time has come.

The registration period will be closing soon. We do this so we can cater to all the new members coming through. It’s similar to a college class. Once the registration period is complete, everyone begins class together, and I make myself available to support you.

And as you look to make a decision, just know this…

If you’re feeling overwhelmed with financial stress, or you’re struggling to make progress in saving money and paying off debt, this is totally normal.

For most of us, the biggest challenge is trying to manage all this financial stuff on top of all the other responsibilities we have. Life is an ongoing competition for your time and attention - and it’s a competition you rarely win.

But it doesn’t have to be that way. By making your financial goals a priority, and having what you need to make them a reality, you can interrupt the pattern and get where you want to go.

Ask yourself this:

What’s important in your life right now?

What do you want to achieve in the months ahead?

Where could you be this time next year, if you just got started today?

The only way to see a significant difference in your life, is to take action and do something significantly different. 

Knowing how to take control of your money will give you exactly what you’re after - a stress-free life with limitless opportunity.

How long have you wanted to accomplish this for?

And how many times has this goal been pushed to the backburner?

You have an opportunity to do something about that right now.


Join me and register for Roots of Personal Finance.

Click the button and let's get started. We are blowing up the balloons and getting the welcome party kicked off! I can’t wait to see you on the inside.

- Brad


TIP: Save $119 when you select the Full-Payment Option over the Installment Plan