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Everything You Need To Reach Financial Freedom

Anyone can save money, pay off debt, and end financial stress when they follow our proven success path.

YES! I'm Ready For A Happier and Stress-Free Life!

But First, A Warning!

“THEY" say debt and payments are normal.

Living paycheck-to-paycheck is normal.

Credit cards are normal.

Car payments are normal.

Student loans are normal.

Overspending is normal. 

I mean, you only live once, right? So treat yo'self!

How’s that working out for you? I'm guessing since you’re here, not so well.

That's why I'm thrilled you have an interest in Roots!

That was my story,too. I've been where most people are—broke, no savings, and a pile of debt. That was until I decided to make some different choices. 

If you’re struggling with debt, payments, financial stress, and living paycheck-to-paycheck, you’ve come to the right place. 

I want to show you the exact, step-by-step system you MUST follow if you want to finally get out of debt and kick financial stress once and for all. 

This Could Be The Thing That Finally Rescues You From Financial Stress And Gets You On The Path To ACTUAL Success!

By helping my Roots members, and thousands of others save and pay off millions of dollars, I’ve gained a reputation that speaks for itself, and the testimonials you’re about to see are proof. 

I don’t say this to brag, I say this because I want you to be confident that you've found the right place to help you overcome your financial challenges.

The question is not whether what I’m sharing in this message can actually work for you and your family. 

The real question is, “Are you willing to put the simple process in this step-by-step system to work in YOUR life?”

So... Do Any of These Sound Familiar?

😟 You have debt, and you have a difficult time paying it off. 

😟 You're tired of living paycheck-to-paycheck.

😟 Your savings account is practically empty.

😟 Your money challenges are stressing you out.

😟 You work hard, but you don't have much to show for it.

😟 You’ve been ignoring your financial problems.

😟 You're embarrassed, overwhelmed, and afraid of your situation.

😟 You struggle with impulsive and wasteful spending habits.

😟 Money is a sore spot in your relationship.

If so, you're in the right place. Just like Amber and Paul... YOU too can learn a whole new way to manage your money that actually works!

20 Months + $46,000 Paid Off + $8,000 Saved = FINANCIAL FREEDOM!


Hi, there. I'm Brad!

About 10 years ago, I found myself in the same situation that many find themselves in today—no savings, lots of payments, and a helluva lot of debt. I lost my home to foreclosure, and I hit my financial rock bottom. I was hopeless.

Looking back, it was the best thing that ever happened to me because it pushed me to make some serious changes that ultimately led to paying off all my debts and reaching financial freedom! We have been living debt-free for more than six years. 

Along our journey, we were surprised to find out that we weren't the only ones who were struggling, and people started asking me for help. In 2016 we opened the doors to Roots and since then have been able to help thousands of people and families kick debt and financial stress! 

Through it all, I have discovered the subtle nuances that make a BIG difference in the success of the people who get out debt, versus those who sputter. 

Let me share how Roots is helping so many!

Be Confident! Learn How To Take Control Of Your Money And Eliminate Financial Stress!

Anything is possible when you free yourself from payments and debt. 



😍 You're able to REALLY LIVE, and not just survive!

😍 Being able to BREATHE again!

😍 Opportunities to chase your DREAMS and BUILD THE LIFE YOU WANT!

😍 How does an EMERGENCY FUND sound?

😍 Taking a VACATION paid for with 100% CASH!

😍 FINALLY be able to say YES to your kids and family when you want to. 

😍 Learn how to STOP impulsive and wasteful spending habits. 

😍 Kick guilt and shame, and turn it into CONFIDENCE and SECURITY.

😍 ORDER FROM THE MENU without having to worry about cost or shorting other bills!

Imagine Having Money In The Bank, and No More Payments!

Roots has helped thousands of people kick financial stress for good, and all of them got started in three easy steps!

Join Us In Roots

In many ways, money is controlling you and your decisions. But it shouldn't be that way! Roots will show you how to take back control and have long-term success like you've never had before. 

Implement The Process

Nobody wants to be broke. Learn a simple process that has helped thousands of people and families save and pay off millions of dollars, allowing them to take back control and do more of what they love.

Live The Life You Want!

It's true that money isn't everything, but with money on your side, it's a lot easier to build the life of your dreams for you and your family with ZERO financial stress!

And The Results Speak For Themselves...

You might be thinking, "Brad, of course, you're going to say this works, but show me some real people who are doing this."

Or you may think Roots is only reserved for certain people with certain incomes. 

Our members are people from all different walks of life: married, single, single parents, special needs families, disabled, military, career-oriented, stay-at-home parents, and all different income levels.

Our members are teachers, ranchers, truck drivers, tradespeople, businesspeople, entrepreneurs, scientists, postal workers, factory workers, retailers, medical professionals, farmers, insurance agents, financial services professionals, barbers, personal trainers, and gig workers—just to name a few.

The one thing they all have in common, they are getting amazing results by implementing the success path we teach in Roots.

Here are a few members who want to share their success with you! 

Skip the Testimonials! I'm Ready To Join! Show Me What I Get!

Adrianna Amos has saved and paid off $5,700 in two months on a single income!

Two months ago, Adrianna was struggling to save money.

She was mindlessly saying yes to everyone and taking care of others all the time and not focusing on herself and her situation.

Adrianna is a hairstylist, makeup artist, and an aspiring photographer. She is tackling her goals on a single income. 

Since joining the Roots program, Adrianna has shared with us that her finances and life have improved “TREMENDOUSLY!” She is grateful that there’s no panic or worry anymore between paychecks. She now knows that everything is taken care of! 

After just two months, Adrianna has made significant changes and has some BIGGER wins:

  • She has set up an Emergency Fund.
  • She is implementing a monthly budget.
  • She has saved $4,000!!!!
  • She has paid off $1,700 in just TWO MONTHS!!!!

Adrianna has been putting in so much work in the short two months that she has been a Roots member. She is tackling her debt and is on her way to debt freedom. Her big goal right now is getting her first apartment. We're all cheering her on!

The Roots Community and the support have given Adrianna something to aspire to become with her finances, and has taught her to think about her money in a different way.

If you’re on the fence about joining Roots, Adrianna says, “Do it. It takes a lot to make a change in your finances, from changing your mentality and even your day to day activities. But it is so worth it.”

Gretchen went from being behind on her mortgage and car loan, to getting caught up and...

Paying Off More Than $21,000 Of Debt In 17 Months On A Single Income!


Do you like comeback stories? Who doesn't?

Gretchen's story is SO INSPIRING!

In January of 2019, Gretchen hit rock bottom.

She was single, living on her own, and after a few years of bad choices, the house of cards she had built was falling fast.

Gretchen says, "I was doing a whole lot of financial stupid."

She racked up credit card debt from a cross country move to South Carolina.

She bought herself a truck and a new home in 2017.

"I felt pressure to buy a home when I had no business doing so."

Pressure and stress began to bear down.

She went to the extent of taking a personal loan and a 401k loan to get caught up, but nothing seemed to work.

In January of 2019, she found herself two months behind on her mortgage, truck payment, and a personal loan.

To say she was stressed and hopeless is an understatement.

Ironically, at the same time, she registered for a free workshop called LIFE WITHOUT PAYMENTS. She later went on to join Roots, and with a lot of hard work, she was able to:

  • Get caught up on her mortgage, truck payment, and personal loan.
  • Build an emergency fund savings.
  • Pay off $21,050.48 in debt.
  • Save $5,618.43.
  • She even paid off one of her student loans eight months early!

And she accomplished all of this in just 17 MONTHS!  

Reminder: She did this on her own, and on a single income!

Gretchen is a ROCKSTAR!

Today she says, "I have regained hope, and I am extremely motivated!"

Gretchen's story is proof that with a little guidance, support, and accountability, you can fight back and kick financial stress and debt for good!

Update 7/6/20: "We've paid off over $145,000!"

Chantal and her family joined Roots in 2017, and they are well on their way to a stress-free life!


COVID-19 Is An Example Of Why Everyone Needs an Emergency Fund.

Roots Members Are Making It Happen!

"We've saved and paid off over $37,682.67 in twelve months, and bought a new home!"

Zach and Erin Porter


When Erin, Zach and their family joined Roots, they were struggling with saving money and sticking to a budget.

Sound familiar?

Since joining Roots, Erin says, "Paying down my debt using the snowball, and seeing it all put together gave me a better sense of what to work on."

For most people, when they don't have a budget or a plan, their money controls them, and for Erin and her family, it was no different.

But that all changed by applying what she learned in Roots, she says, "I am in control of my money, and my money is not controlling me. We now have extra money, and we tell it where to go."

Since July of 2019 (TWELVE MONTHS), Erin and her family have saved and paid off $37,682.67, and just recently bought a new home.

She says, "I was super hesitant at first and scared to join, but so glad I did! The support helps me want to keep going. In Roots, they brag about your wins, and they make sure you know they really care!

"I've saved and paid off $31,741.09 in 12 months on a single income!"

Lyndsey Bowlus


Twelve months ago, Lyndsey was consistently struggling with managing money, maintaining a savings account, and budgeting her finances.

Since joining Roots, Lyndsey has shared with us that the program has helped improve her finances and life!

Lyndsey wasn’t too sure about the live meetups when she started. She might have even called them ‘dumb’ in the beginning!! However, she noticed that they were helpful when she started communicating with the same people, building relationships.

In comes motivation, accountability, and encouragement!!

Twelve months later and Lyndsey has some MAJOR wins:

  • She now implements a monthly budget.
  • She has an Emergency Fund.
  • She has saved more than $2,500.
  • She has paid off… $29,241.09!!!!! In TWELVE MONTHS!
  • Including closing a personal loan, and now only has four months until her car is paid off!

Lyndsey has put in some significant work while in the Roots program! On a single income, she has done what most think is impossible. She is on the road to debt freedom. Despite her 10% pay cut during the Spring, Lyndsey was still able to make it all work!

If you’re second-guessing signing up for this program, Lyndsey says, “You get out what you put in—if you work hard knowing it’s going to take you some time to get out of the mountain of debt—you can do it! It just takes some time and good tools and resources. It’s Weight Watchers for the Debt world. Accountability is key!”

Imagine paying off thousands of dollars, building your emergency fund, and changing your life... Roots members are doing it!

Mary has saved and paid off $13,580.50 since January!


Katie has paid off credit card debt, saved her ER fund, and saved $10,000 for her home purchase!


Siyabonga got caught back up on bills, and saved and paid off $2,700 in the last 90 days!


Kristi joined Roots in January and has saved and paid off $12,500!


Kelsie joined Roots in January and has saved and paid off $11,000!


Sami joined Roots 90 days ago, and has already saved and paid off $8,872.31!


LynnAnn joined Roots 90 days ago and paid off $5,000 and their vehicle, along with building her ER fund!


Jessica has saved and paid off $35,500 in less than a year!


Lauren joined Roots in April 2019, and has paid off over $16,000 in debt!


Rachelle joined Roots one year ago, and has saved and paid off $36,000!


"Roots Saved My Marriage!"

Sue Williams joined Roots in the Spring of 2019, and it's already helped her reduce financial stress. Sue has paid off more than $20,000 in debt!


Hawaii, Disney, Ireland Anyone? Roots Gives You the Tools To Pay Cash, and Enjoy Yourself... GUILT-FREE!

"Since joining Roots, what are some fun things you've paid CASH for?"

"We travel together on dream vacations, and we have the freedom to do so."


Before joining Roots, Christina was struggling with getting out of debt and staying out of debt. "We would get the credit cards paid down but not change our behavior, and we'd end up right back where we were. It was a paycheck-to-paycheck kind of life."

Today, their lives are entirely different, and they've made some significant sacrifices and changes to get to where they are.

Christina and her family have paid off $200,000 in debt, and have saved $45,000 in the last four years.

She says, "We can BREATHE! We don't have to worry about missing payments or having to work at miserable jobs. We travel together on dream vacations, and we have the freedom to do so." She adds, "The most significant benefits have been improved communication in our family and having the ability to dream again."

Christina loves the support and accountability she gets in Roots, "I love hearing the stories and ideas from other members. Having the ability to share really gives so much more than just the education you'll get with the Roots content.

Her advice to you, "If you are even considering this type of program, then you know need help. So get help! It's right here, and if you do what is taught, you will not be disappointed.

We've saved and paid off $77,955.62!


"We Saved and Paid Off Over $219,869 in 18 Months!"

Shannon Leardi joined Roots in January of 2019, and has paid off massive amounts of debt. She has saved piles of cash, and even went to Ireland, PAID FOR IN CASH! She joined me on my podcast recently to share her story!


Now That You Know Roots Works, What If You Do Nothing?

The number one reason people don't ask for help with their finances is FEAR!

I can relate. When I was broke, I was embarrassed and very overwhelmed by the mountain of debt I created.

Those emotions are very real!

But what if you let that FEAR win? What then?

  • Continued financial stress and worry?
  • Crisis-to-crisis living?
  • Marriage problems?
  • An unbearable weight on your shoulders? 
  • More debt?
  • Just surviving?

 The reality is your situation will only get worse! 

Here's the good news! 

Roots is built and organized to help you overcome this fear one step at a time.

I can't promise you these emotions will go away overnight, but with a good support system in place, you can overcome these challenges and finally kick financial stress once and for all!

How Will Roots Help You Achieve Great Results?

We break your membership down into three essential areas: EDUCATION, SUPPORT, and ACCOUNTABILITY.


In just the first 60 days, Roots will teach you to improve habits, reduce stress, save money, and pay off your debt FAST! Roots is a complete, 100% comprehensive online learning-and-doing system that not only teaches you how to take control of your money, but also helps you implement the process we teach as you learn.

The Debt Freedom Success Path

  • Most people struggle with where to begin. Our success path removes all the confusion on where to get started on your brand new journey.

  • Quickly discover where you are in the success path, and what steps to take to reach the next phase. This makes it easy to look back at all the great progress you’ve taken as a member of Roots of Personal Finance.

  • The success path will help you discover the bigger picture so you can get clear on what you want, and reach your goals faster!

  • Track your success and have more fun saving money and paying off debt than ever before! 

  • And we have a few surprises along the way... Hey, we can't give away all the fun secrets!


  • Discover the truth about how to have success with money, and how math isn’t that important.

  • Learn how to change your behavior with money, which will allow you to save, pay off debt and melt away your financial stress FASTER!

  • Discover four areas that will completely change the way you think about and handle your money that gives you back your control.

  • Learn how to evaluate your purchases and know instantly if they are needs or wants.

  • Learn a tool that has helped our members save thousands of dollars. This will change everything!

  • And much more!

Budgeting Basics

  • Do you have a working budget? If you don’t, get used to being broke! It’s harsh, but it’s the truth. 

  • Learn the one tool that can change everything in your financial life. (Most people don’t do this, and that’s why they're broke!)

  • Discover what you should never do first when budgeting your money.

  • Learn to recognize the reason you're surrounded by a bunch of stuff, but have very little money in the bank. 

  • Includes an entire tutorial on how to set up and balance your budget.

  • Not sure what to budget for? We include our FAIL-PROOF budget worksheets!

  • And much more!


  • Discover what’s holding you back the most from living a debt-free life!

  • Most people will never be successful because of this BIG excuse! 

  • Learn to guard against the most common excuses that only cause more stress in your life.

  • Learn a tool that will save you more time and create huge results.

  • And much more!


  • Discover the reason why you can’t save money. If you don’t want to be broke, this is important.

  • Learn to build an emergency fund savings FAST to give you peace of mind and reduce stress.

  • Learn what never to do during a financial crisis (unless you want to make your situation worse).

  • Discover how the interest you’re already paying to others for your debt can create piles of cash for your future!

  • And much more!

Eliminating Debt

  • Learn what never to do when paying off debt. (If you do this it will take you forever and you will burn out!)

  • Discover the fastest and most efficient way to pay down debt.

  • Learn tips that will catapult you out of debt faster!

  • If you can follow a simple, step-by-step process, then you can get out of debt.

  • And much more!

Debt Is A Product

  • Credit cards should be used as emergency funds and are needed for everyday life, right? Wrong! We’ll show you why to rid yourself of credit cards for good!

  • Discover what’s more important than your FICO score.

  • Learn what wealthy people do to make them wealthy. It will shock you how simple this is.

  • Discover what to avoid when buying a car. (If you don’t do this, it could cost you thousands of dollars!)

  • Learn how the most common debt products today are helping you make everyone else rich, and keeping you broke!

  • And much more!

Insurance Basics

  • Our Roots members are saving tons of money from this module. (If you miss this, you're likely overpaying!)
  • Discover how to possibly save hundreds of dollars on your premiums without doing a lot of work!

  • Learn the basic insurance coverages that are needed to protect you and your family. 

  • More than 40% of people don’t have this insurance, but EVERYONE who qualifies NEEDS it!

  • And much more!

The Road Less Traveled

  • Discover steps that help you create a financial plan for the rest of your life.

  • Learn who you should never take financial advice from! (If you take this advice, you will always be broke!)

  • Discover proven strategies that will help you navigate through your debt freedom success path. 

  • Learn from the experts about life and money! You will be shocked to find out who these experts are! 

  • And much more!


How is Roots different than other programs? Many people know they need to budget, save money, and pay off debt. That's a given! Where most people fail is they don't have a good support system to motivate them, support them, and hold them accountable.

Weekly LIVE Meetups

You aren't on your own. Connect with other Roots members and get help and accountability every week from Brad, LIVE! LIVE meetups are a great way to stay on target, receive accountability, get the help you need, learn, and celebrate your success! AND... WIN SOME FANTASTIC PRIZES! 

Roots Community

Who you surround yourself with matters. Join a winning environment! Our Facebook group is fantastic, and it is another resource where you will receive tons of value. Not only do you get to interact with other like-minded people, but Brad is very active in this group; answering all of your questions!

Get Real Accountability

Get encouragement, support, and celebrate your success! Our members experience better results in Roots rather than doing it on their own because of the built in accountability their membership offers. There is an incredibly strong unity when a group of individuals come together to work towards a common goal.

Debt Freedom Kit

It's not always the big things that get people the big results. Getting out of debt is hard work. We've developed some fantastic tools that makes getting out of debt exciting! This kit will help you track your progress and keep you motivated on the road to financial freedom! 

App, Tools, and Downloads

Busy schedule? The Roots App gives you access to your entire membership right on your phone. Roots also provides you with a ton of downloads and tools to help ease stress and give you faster results. Once you join, you won't need anything else to kick debt once and for all.

Built The Way You Learn

We all have different ways we like to learn. Roots offers several modalities that fit your learning style. Like to watch videos? Do you enjoy audio while you drive? Do you like to read and take notes? Rest assured, Roots has you covered no matter how you like to learn.  

So How Much Is Roots?

The investment in Roots of Personal Finance is $269/year OR $35/month!

But, when you stop and think about this, it will actually cost you nothing. Let me explain...

First, the estimated value of this entire membership is more than $6,000. 

That's like getting 20 times the investment back as soon as you enroll. 

Second, the information you're about to learn has helped individual members save and pay off thousands of dollars. That's another HUGE return on the small investment you're making.

Think about it. Would you invest $269 if it helped you pay off $5,000, $10,000, $30,000, or more than $100,000 in debt? Roots members are doing it. 

Third, you are going to develop life-long skills that you can use the rest of your life. I can't even tell you how much that is worth over your lifetime. Just think if you knew all of this information when you left high school. Yeah... that's a lot of money.

Fourth, you've got 30 days to decide if this is right for you. If you do the work and find it's not getting you results, you get your money back. 

For these reasons alone, Roots will cost you nothing. 

Unless you choose not to invest in it. Let's put this in perspective here—think about how much it costs you not to have Roots in your life. Think of all the interest, late fees, and penalties you've paid. Think of all the stress you've experienced. As you make your decision, consider that there is a cost when you choose to do nothing.

Alright, I'm Ready To Join, Brad, But What Do I Get?

Registration Closes This Friday, at 11:59 p.m. Pacific Time.

Roots of Personal Finance is our 100% online learning-and-doing program where you’ll discover the 8-part Debt Freedom Success Path that’ll allow you to kick debt and financial stress for good!


  • To get you started, we’ve created an 8-part video course along with our detailed Debt Freedom Success Path Roadmap that outlines the ENTIRE “step-by-step” process.
  • But be careful… if you don’t implement it IN ORDER… you’re doomed to a fate of fear, frustration, and failure. But have faith, if you follow the process, you'll have fantastic results!


  • Not only do we bring you life changing content; we also take notes for you and help you put what you learn into practice.

  • PDF downloads for every module, INCLUDING BONUSES!

  • Get serious results when you take action using the ACTION ITEM worksheets.

  • Budget forms, tutorials, and spreadsheets to get you results faster!


  • No matter what your learning style is, video, audio, or reading, Roots has got you covered!


  • A chance to get on a LIVE Zoom call with the entire Roots Community to share your wins, ask questions, and deepen the learning process.

  • Support and accountability are the secret to explosive results, and that’s what our group coaching calls are all about.

  • Win prizes, chat with Brad and other members, and have fun celebrating your accomplishments!


  • One of the best feelings is to know you’re not in this alone! Join hundreds of other members who are working their way out of debt.

  • The Roots Community is a wonderful support group to help you celebrate your wins and to keep you motivated. 

  • Get ongoing motivation, accountability, and support as you work your way to financial freedom!

  • Have fun, and win some cool prizes. (Hey, we like to keep it fun!)

BONUSES - Valued at $1,097

💰BONUS #1 - Meetup and Q&A Archives

  • Get 100+ past recorded calls packed full of additional content.

💰BONUS #2 - Debt Freedom Success Path Kit

  • Shhhh! Keep an eye on your mailbox after you enroll!

MINI COURSE BONUSES - Valued at $997


  • How awesome would it be if you were on the same page with your spouse?
  • Learn how to finally communicate without fighting or arguing.


  • We’ve helped many members get caught up on bills and payments.

  • Learn the step-by-step process to help you get back to square one.


  • Collections can be scary. But when you have the right tools, it can be a way to pay off debt even faster!

  • Learn what never to say or give to collectors. (If you do this, it could make your situation much worse.)

  • Discover simple strategies that give you all the control of your collections situation!



  • One of the most common financial goals our members have is buying a home.
  • Purchasing a home is a great goal for your financial life. But, there are some key things to consider before you go to your first open house and sign those loan docs.
  • Get this, most mortgage lenders and real estate agents aren't going to tell you about what we will share in this course! (This information could save you thousands of dollars!)


  • It's no secret that parents are an example to their kids, and money is no different.

  • Many members who join Roots say, "I'm broke because it's the only way I know and it's what I learned as a kid!"

  • This course, along with Roots, will provide you with the confidence and knowledge to teach your kids about money.

ALL OF THIS… for only $35/month OR $269/year when you become a Roots member.

Why is it so inexpensive? 

Think of Netflix, or Hulu, or any of these other subscription-based programs. You pay one low price for amazing content because many people are participating.

It’s a win-win for everyone, because who doesn't LOVE great content for a fair price?

Less financial stress, less debt, and whole lot more money in that bank account for only $35 per month! This is a no brainer.


TIP: Save $151 when you select the Full-Payment Option over the Installment Plan and get my Debt Freedom Planner, FREE!
ONE TIME PAYMENT: $269 (SAVE $151 & FREE PLANNER) FOUR PAYMENTS OF: $87 (Save $72) 12 PAYMENTS OF: $35 ❤️ Pay What You Can ❤️


Get Brad's Debt Freedom Planner FREE When You Register Using the Pay-In-Full Option!

FINALLY! A Financial Planning Tool That Works With Your Planner!

This is the best companion tool for your planner that will save you time and frustration.

  • Fail proof budget sheets for every month.

  • Debt snowball worksheets for every month.

  • Track your paydays, bills, due dates, and to-dos all in one place!

  • Track goals, spending, savings, and review your progress!

  • Stay out of debt by planning ahead for upcoming expenses!

Not only will Roots give you the education, support, and accountability, but you'll also get this incredible tool to help you keep track of all of your upcoming progress! 

One Time Payment: USD $269 (SAVE $151 & FREE PLANNER)
One Time Payment: CAD $387 (SAVE $189 & FREE PLANNER)

Who Shouldn't Join?

Let’s take an objective look at Roots of Personal Finance.

Roots is not for anyone who just wants to “kind of” check things out or just "kind of" save money or just "kind of" get out of debt. You can’t “kind of” become debt free. Getting these types of results takes a commitment to succeed. Would you want to fly with a pilot who “kind of” knew how to fly?  Or would you rather have a pilot who committed to mastering the necessary skills?  It sounds like a silly example, but it’s a perfect analogy.

Roots is for people who are committed to doing what it takes to reach a stress-free and debt-free life. With that said, this stuff doesn’t happen on its own. Now I know Roots will give you everything you need to have success, however, Roots will not work for you if you:

  • Aren't willing to put in the effort, the time, and to be intentional.

  • Are someone who just makes excuses on why you can’t get out of debt or do what we teach or why this doesn’t work. Roots works when you work.

  • Are looking for a get rich quick scheme. We aren’t a late night infomercial!

  • Are stubborn and stuck in your old ways and aren’t willing to challenge your normal thinking.

If any of these sound like you, it's best not to join. 

And There Is No Risk Because Of The Simple, No Sleaze, Balanced Cents, No Hassle, 100% Money-Back Guarantee


Roots of Personal Finance comes with my personal 100% money back guarantee. 

I am very confident that Roots can you help you get on the road to financial freedom. If you take action with the steps we teach, I promise you will see a fantastic return on your investment. Our members are proof of this promise that we are making to you.

If there is one thing I hate more, it's buying a product that doesn’t meet its needs and feeling like I wasted my time and my money. I don’t want that for you! If you are not satisfied within 30 days of your enrollment, I will refund 100% of your money, no questions asked. Your refund will be submitted immediately, and your money will be back in your account within 5-7 business days. If Roots doesn't help you, I don't want your money. 

You're Ready To Join, But You've Got Some Questions.

By now you’ve heard about all the fantastic results our members are getting. They’re saving and paying off thousands of dollars, and they are taking their financial lives back. With that said, it takes hard work and some time to see these results. There is no magical pill to fix your challenges. You didn’t get into debt overnight, and it’s going to take longer than overnight to get out. Those who commit to our one year membership are the members who are paying off tens of thousands of dollars. 

Let's think about this another way. Instead of thinking about Roots as a cost, what's the potential cost of not solving your financial challenges? 

  • Tons of your hard-earned money wasted on more wasteful spending and interest for current and future debts.
  • Constantly having to rely on debt products or other people to bail you out. 
  • Emotional and mental burdens of financial stress. 
  • Relationship problems.
  • Bankruptcy or lawsuits. 
  • The never-ending cycle of living paycheck-to-paycheck. 
  • Your future is at severe risk because one day you won't be able to work and you will lose your income. What then when you've done nothing to prepare? 

You're not paying money to save and pay off debt. You're investing in your future by learning to take control of your money that will allow you to save more money than ever, and crush your debt for good! Your way isn't working, that's why you're here, to learn a whole new way to manage your finances that actually works!

No! You will never be required to disclose financial information you don't want to share. Roots is built for all comfort levels, and you can share as little or as much information as you'd like.

Roots doesn’t save anyone. Our members save themselves by being proactive and implementing the simple process that we share in The Debt Freedom Success Path. We can’t do the hard work for you. You have to do that. We will give you all the steps, direction, and education you need to have tremendous results, but in the end, you are the hero of your own story. We will be here to walk with you every step of the way. Our Community is in this together!

Do you have 15 minutes? Maybe in the morning, or on your commute to and from work. Maybe as you wait to get the kids from practice. Maybe you're a night owl and you've got some time at night. We all have 15 minutes somewhere, and that's great, because that's all you'll need as you get started.

Roots will provide you with ongoing weekly content that will help you reach a stress-free and debt-free life. All of our content is recorded, including our LIVE content, which will allow you to participate as your schedule allows. We provide you with a TON of life-changing content over a period of time.

Yes! We encourage you and your partner to work together through Roots. They can also be added to our Roots Community Facebook Group. 

No problem! Roots is a straightforward online membership site. If you can log into your email, and operate the essential functions of a computer and smartphone, you will have no challenges in Roots. Of the hundreds of members we serve, we rarely have issues with technology. We keep it simple! And as always, we are happy to help you! 

We do not assist our members with building investment portfolios, such as retirement and college savings. We don’t sell any financial products. Therefore, we aren’t licensed to provide you with investment advice. Also, you can't run before you learn to walk. Roots will help you develop the fundamentals of personal finance, so in the future you have even more money to invest.

No way, no how, not even close! Brad actually tries to steer people away from these types of companies because in most cases, they are a waste of time and money, and they don't provide long-term results for most people. Roots is the complete opposite. Roots is an educational and accountability program that will teach you a brand new way to handle your money that produces real and lifelong results. Simply put, this is the stuff we all should have learned in high school and from our parents. 

The Most Common Reasons Why You May Resist Joining. (Because It's Not That Roots Doesn't Work.)

If you have little savings, lots of debt, and no plan on how to fix it, disaster awaits. I've talked to so many people who didn't take action and are now facing bankruptcy, lawsuits, divorce, and sadly, it's too late in some cases to avoid these types of hardships. Don't wait until it's too late! Take it from others who say, "I wish I would've taken control sooner!"

“I don’t have time to work on my finances or be a part of Roots!”

Your time is limited; we’re all busy. But is busy getting you where you want to go?

You can’t keep doing the same things and expect a different result.

I have never met anyone who said, “Brad, I wish I would’ve started saving money and paying down my debts later in life!”

In fact, many people who didn’t take action are now living in FEAR because they aren’t getting any younger.

If you don't start making your finances a priority and spend time on improving them, get used to being broke! 

The time to take action is now!

The great news is that Roots is built for busy people.

Would you believe it only takes 15 minutes per day to see the results we are sharing? Now if you don't have 15 minutes, you and I both know it's an excuse. 

We have broken all of our content down into bite-sized pieces so you can learn as your schedule allows.

An being that your entire Roots membership is available with the Roots app, it makes it even easier!

It doesn’t get any easier to get the help you need to live a stress-free and debt-free life!

As I mentioned above, let's put this in perspective here. Let's think about how much it costs you not to have Roots in your life. Think of all the interest, late fees, and penalties you've paid. Think of all the stress you've experienced. Consider the cost when you choose to do nothing to fix your problems. That's pretty eye opening, right? 

The cost of Roots breaks down to as little as $0.74 a day, and this information has helped people just like you save and pay off MILLIONS of dollars.

I can almost guarantee you’re spending that, and more on things like:

  • Interest - The average person pays $18.19 in interest per day on their debts! That’s $555 a month! Are VISA and MASTERCARD helping you reach a debt-free life?
  • Going out to eat - The average person spends $8.19 a day! That’s more than $3,000 per year. How’s that Panera, Jimmy John's, and McDonald's helping you reach financial freedom?
  • Coffee - The average person spends $3.01 a day. That’s $1,100 in one year! Is Dunkin' Donuts, Starbucks, or Tim Horton’s helping you reach a debt-free life? 
  • Think of all the countless purchases that you've made that are now a heaping pile of stuff pushed into closets, attics, basements, and storage units. You may even have stuff that still has the tags on it! That used to be money! Just think of all the cash you can save in the future by getting a handle on your spending habits. 

We don’t have to go any further. Roots is the most affordable membership, coaching, and accountability program that will get you the result you’ve been wanting. Now, it's about making your financial life a priority and investing in yourself and your family. 

Facing your situation alone is a daunting task.

Fear is why most people choose to ignore their mess. But ignoring the mess only results in disaster.

This is the fantastic part about Roots! YOU AREN’T ALONE!

We have hundreds of members who are working on their challenges, just like you.

We are here to help you as you get started. Roots is built to walk you through our Debt Freedom Success Path step-by-step to ease your fear.

Yes, there is going to be some hard work and some things you will have to face, but be assured you have a community of people ready to support you!

There is no better or safer place. Join us!

Fair enough! You work hard for your money, and money and personal finance are very personal.

First, Roots is not going to tell you or force you to do anything you don't want to do. You are an adult, and you can make your own decisions.

Financial coaching and our Roots membership are all about offering suggestions and recommendations to help you reach your financial goals easier and faster. We offer this advice based on the proven results of thousands of people who have implemented this process and have gotten incredible results. You can apply as much or as little of the process as you want, but you must know this: those who implement the entire process are the people who are saving big and paying down debts in the tens of thousands of dollars.

If your way isn't getting you the results that you want, maybe it's time to consider a new approach. 

It's Time To Make A Decision

 Registration Is Closing... Here Are Some Final Thoughts For You

The time has come.

The registration period will be closing soon. We do this so we can cater to all the new members coming through. It’s similar to a college class. Once the registration period is complete, everyone begins class together, and I make myself available to support you.

And as you look to make a decision, just know this…

If you’re feeling overwhelmed with financial stress, or you’re struggling to make progress in saving money and paying off debt, this is totally normal.

For most of us, the biggest challenge is trying to manage all this financial stuff on top of all the other responsibilities we have. Life is an ongoing competition for your time and attention—and it’s a competition you rarely win.

But it doesn’t have to be that way. By making your financial goals a priority, and having what you need to make them a reality, you can interrupt the pattern and get where you want to go.

Ask yourself this:

What’s important in your life right now?

What do you want to achieve in the months ahead?

Where could you be this time next year, if you just got started today?

The only way to see a significant difference in your life, is to take action and do something significantly different. 

Knowing how to take control of your money will give you exactly what you’re after—a stress-free life with limitless opportunity.

How long have you wanted to accomplish this for?

And how many times has this goal been pushed to the backburner?

You have an opportunity to do something about that right now.


Join me and register for Roots of Personal Finance.

Click the button and let's get started. We are blowing up the balloons and getting the welcome party kicked off! I can’t wait to see you on the inside.

- Brad


TIP: Save $151 when you select the Full-Payment Option over the Installment Plan and get my Debt Freedom Planner, FREE!
ONE TIME PAYMENT: $269 (SAVE $151 & FREE PLANNER) FOUR PAYMENTS OF: $87 (Save $72) 12 PAYMENTS OF: $35 ❤️ Pay What You Can ❤️