Tools Debt Freedom Planner Podcast Join Roots Now Login

End Your Financial Stress For Good!

Take back control of your money. Do more of what you love! Roots will help you learn how to budget, save, eliminate debt, and start a new path to financial freedom.

Begin Your Debt-Free and Stress-Free Life Today!

You've Been Struggling with Money and Debt for Some Time Now.

  • You’ve been living paycheck-to-paycheck with little to no money in a savings account. Every time you find the energy to take control of your money something knocks you back down that causes you to go deeper into debt, and you give up.
  • Perhaps you’ve been ignoring your financial problems, and you’re hoping they go away on their own, because they're just too stressful to take on.
  • You have a hard time telling yourself and people in your life, "No." You dig yourself into a deeper hole with impulse spending. You easily fall for marketing gimmicks that cause you to spend money you don't have.
  • You have a hard time even understanding where all your hard-earned money goes because you struggle with doing a budget that actually works.
  • Over the years your debt levels have only increased, and you’re beginning to feel hopeless in your financial situation.
  • You're confused on where to start. It's such a big mountain to climb. How do you even begin to dig your way out?
  • You struggle to believe that there is a way out. There are so many things you would do differently if you could go back to the beginning and start over.

What Happens If You Don't Fix This?

  • The longer you prolong the change needed, your situation will get increasingly worse. 
  • Your debt will increase because what you’re currently doing isn’t working.

  • Increasing stress, and anxiety and worry. According to the American Psychological Association, finances are one of the top reasons that cause people to worry.

  • Your relationships and family life will inevitably suffer. Money fights and arguments are one of the leading causes of divorce.

  • You’ll have little money to do the things that you love.

  • Financial peril will cause all other areas of your life to be strained. More than 40% of employees spend time at work worrying about their financial problems.

  • Your future is not bright. If you can’t save a significant amount of money today, how will you save enough for retirement?

  • All those dreams you once had will be a distant memory because, without money, it’s difficult to make anything happen or to take on any risk. You’ve got debts to pay.

  • If you have kids, they will likely learn from your bad habits, and they will struggle with money. You are their best example of how to handle money.

Take Back Control Of Your Money. It's Easy To Get Started!

Save Money

Eliminate stress and anxiety, build an emergency fund and set yourself up for success!

Pay Off Debt

Nobody wants to be broke. Learn a simple process to pay off your debt so you can do more of what you love.

Do What You Love

Money is meant to be enjoyed! Once you reach financial freedom, you can build the life of your dreams for you and your family.

A Stress-Free and Debt-Free Life is Possible!

 

Take Control of Your Money.
Do More of What You Love!

Get Started! DISMISS MESSAGE

Who is Roots of Personal Finance For?

Whether you want to save money, pay off debt, or simply get your finances back on track, Roots of Personal Finance will help you:

  • Stop living paycheck-to-paycheck.
  • Create a reliable financial plan.
  • Improve your financial behaviors.
  • Build an emergency fund savings.
  • Learn to budget the right way, while still having fun.
  • Crush debt for good.
  • Improve your marriage and relationships.
  • Build confidence in your finances and your future.
  • Get a clear understanding of debt products.
  • Meet and collaborate with people in similar situations.
  • Give you access to a seasoned financial coach.
  • Have success with your money and finances like never before.
Roots will teach you a simple, easy-to-follow process that anyone can do.

Would You Pay $0.74 Per Day To Save and Pay Off Thousands of Dollars? They did!

Roots is an investment that will pay for itself over and over again. Our Roots members' success is proof that the simple process we teach works!

 
 
 

"Roots Has Been My Saving Grace."

They Took Back Control!
So Can You!

In many ways, money is controlling you and your decisions. But it shouldn't be that way! Roots will show you how to take back control and have long-term success like you've never had before.

 

20 Months, $46,000 Paid Off, $8,000 Saved, DEBT FREE!

What Will I Learn In Roots?

The Debt Freedom Success Path

  • Most people struggle with where to begin. Our success path removes all the confusion on where to get started on your brand new journey.

  • Quickly discover where you are at in the success path, and what steps to take to reach the next phase. This makes it easy to look back at all the great progress you’ve taken as a member of Roots of Personal Finance.

  • The success path will help you discover the bigger picture so you can get clear on what you want, and reach your goals faster!

  • Track your success and have more fun saving money and paying off debt than ever before! 

  • And we have a few surprises along the way... Hey we can't give away all the fun secrets!

 

Behavior

  • Discover the truth about how to have success with money, and how math isn’t the most important.

  • Learn how to change your behavior with money, which will allow you to save, pay off debt and melt away your financial stress FASTER!

  • Discover four areas that will completely change the way you think about and handle your money that gives you back your control.

  • Learn how to evaluate your purchases and know instantly if they are needs or wants.

  • Learn a tool that has helped our members save thousands of dollars. This will change everything!

  • And much more!

 

Budgeting Basics

  • Do you have a working budget? If you don’t, get used to being broke! It’s harsh, but it’s the truth. 

  • Learn the one tool that can change everything in your financial life. (Most people don’t do this, and that’s why they're broke!)

  • Discover what you should never do first when budgeting your money.

  • Learn to recognize the reason you're surrounded by a bunch of stuff, but have very little money in the bank. 

  • Includes an entire tutorial on how to set up and balance your budget.

  • Not sure what to budget for? We include our FAIL-PROOF budget worksheets!

  • And much more!

 

Excuses

  • Discover what’s holding you back the most from living a debt-free life!

  • Most people will never be successful because of this BIG excuse! 

  • Learn to guard against the most common excuses that only cause more stress in your life.

  • Learn a tool that will save you more time and create huge results.

  • And much more!

 

Saving

  • Discover the reason why you can’t save money - if you don’t want to be broke, this is important.

  • Learn to build an emergency fund savings FAST to give you peace of mind and reduce stress.

  • Learn what never to do during a financial crisis. (Unless you want to make your situation worse!)

  • Discover how the interest you’re already paying to others for your debt can create piles of cash for your future!

  • And much more!

 

People Just Like You, Getting BIG Results!

Eliminating Debt

  • Learn what never to do when paying off debt. (If you do this it will take you forever and you will burn out!)

  • Discover the fastest and most efficient way to pay down debt.

  • Learn tips that will catapult you out of debt faster!

  • If you can follow a simple, step-by-step process, then you can get out of debt.

  • And much more!

 

Debt is a Product

  • Credit cards should be used as emergency funds and are needed for everyday life, right? Wrong! We’ll show you why to rid yourself of credit cards for good!

  • Discover what’s more important than your FICO score.

  • Learn what wealthy people do to make them wealthy. It will shock you how simple this is.

  • Discover what to avoid when buying a car. (If you don’t do this, it could cost you thousands of dollars!)

  • Learn how the most common debt products today are helping you make everyone else rich, and keeping you broke!

  • And much more!

 

Handling Collections and Insurance Basics

  • Discover how to possibly save hundreds of dollars on your premiums without doing a lot of work!

  • Learn the basic insurance coverages that are needed to protect you and your family. 

  • More than 40% of people don’t have this insurance, but EVERYONE who qualifies NEEDS it!

  • Learn what never to say or give to collectors. (If you do this, it could make your situation much worse.)

  • Discover simple strategies that give you all the control of your collections situation!

  • And much more!

 

The Road Less Traveled

  • Discover steps that help you create a financial plan for the rest of your life.

  • Learn who you should never take financial advice from! (If you take this advice, you will always be broke!)

  • Discover proven strategies that will help you navigate through your debt freedom success path. 

  • Learn from the experts about life and money! You will be shocked to find out who these experts are! 

  • And much more!

What Else Do I Get?
Tools and Resources - $544 Value

Helpful Workbooks

Every class comes with colorful, downloadable handouts and action items that you can print and then follow along and take notes. However, we did most of the work for you by writing down the most important items in each class.

Built For Busy People

Your calendar is full with work, kids, family, and life. Roots of Personal Finance can fit in with any busy schedule! Our content and LIVE meetups can be viewed and listened to from any device. Roots can go with you anywhere.

FAQ & Email Support

Get your questions answered so you can take control of your finances. Every lesson includes an FAQ wrap up video to go over the most common questions we receive after each lesson! Do you have a question we didn't cover? Send us an email. We are happy to help!

Hurry! The Doors To Roots Will Be Closing Soon!

Roots is similar to college.  Once the registration period is complete, everyone begins their membership together, and we make ourselves available to support you.

00

DAYS

00

HOURS

00

MINS

00

SECS

You Can Do This Too!
What Are You Waiting For?

Our Roots of Personal Finance members are normal everyday people. You can do this as well and save money and pay off debt just like they have!

 

Roots is More Than Just Online Content,
We Are A Community!

Along with your membership, you will be joining other members who are working on similar goals. That's right, you are not alone, and our community is here to help, support, and celebrate with you every step of the way! If you need accountability, you've come to the right place.

Your Roots Bonuses
$1,535 Monthly Value

Weekly LIVE Meetup

$497 Monthly Value

You aren't on your own. Get help and accountability every week! Our LIVE meetup is simply amazing. LIVE meetups are a great way to stay on target, receive accountability, get the help you need, learn, and celebrate your success!

Roots Facebook Group

$197 Monthly Value

Our Facebook group is fantastic, and it is another place where you will receive tons of value. Not only do you get to interact with other like-minded people, but our financial coaches are very active in this group; answering questions and posting additional content.

Accountability

Get encouragement, celebrate your success, and help others! Many of our members experience better results because there is accountability. There is an incredibly strong unity when a group of individuals come together to work towards a common goal.

Special Guests and Additional Content

We love bringing on special guests during our LIVE meetups to add even more value for our members. In the past, we have had a coupon expert, a psychologist presenting on communication in relationships, and direct sales professionals speak on how to better their business. These guests provide tremendous value as you begin your new journey and expand your personal finance knowledge.

One-on-One Coaching Available

Everyone's situation is unique. Personal finance for many is a very private matter, and you'd like to keep it that way. As a member of Roots, you will have a opportunity to have an one-on-one coaching session with a financial coach if you are seeking additional, private help. Please note, this service is an additional, but reasonable fee. 

Roots Rewards

Changing your financial situation is hard work; that's why we love to reward our members for a job well done by dropping encouragement and surprises that arrive on your door step. Who doesn't enjoy a good pat on the back?

Roots Has Helped People Just Like You Save and Pay Off Millions of Dollars!

How Much Does My Annual Membership Cost?

If we taught you Roots individually, you would pay more than $4,700 to have access to all the content included in our membership. Think of Roots like your Netflix, or Hulu subscription. You pay one low price to get tons of content because there are many people taking advantage of the material. Roots is no different!

Monthly Payment

$35

PER MONTH

Roots will cost you only $1.15 per day and you will get everything you need to a live a stress-free and debt-free life! That's a huge return on your investment. 

What are you investing in now that's improving your situation? 

 

Join Roots Now!

One Time Payment

$269

PER YEAR

Save $151.00

Roots will cost only $0.74 cents per day and you will get everything you need to live a stress-free and debt-free life! That's a huge return on your investment.

What are you investing in now that's improving your situation? 

Join Roots Now!

Canadian Residents are Welcome!

Some of our most successful members are from Canada. Roots of Personal Finance is built with a U.S. background. However, the majority of what you will learn is applicable to your financial situation. You will see CAD checkout options at cart close!

Begin Your Debt-Free and Stress-Free Life Today!

I Am Taking On All The Risk!

I’ve intentionally included a 100% money-back guarantee. This program has worked for hundreds of people and families, and I know it will work for you.
But I also know there are lots of “too good to be true,” fly-by-night promotions online, so you want to choose who you learn from carefully.
That’s why I’ve included this guarantee. Try Roots of Personal Finance. If it’s not everything that I say it is and you don’t feel like I’ve delivered, ask for a refund.
Begin Your Debt-Free and Stress-Free Life Today!

Roots Members Are Getting Amazing Results

Our Roots of Personal Finance members are saving, paying off debt, and taking control of their finances like never before. We show them the process, but they are the real heroes of their story. Check out what they have to say!

 

Frequently Asked Questions

The minimum amount of time is one year. By now you’ve heard about all the fantastic results our members are getting. They’re saving and paying off thousands of dollars, and they are taking their financial lives back. With that said, it takes hard work to see these results. You didn’t get into debt overnight, and it’s going to take longer than overnight to get out. Our members have the best results within a year of joining Roots. Anything less, and you’re just scratching the surface. 

No! That is the fantastic advantage of financial coaching. Our advice is completely unbiased. What does that mean? That means that we don’t benefit in any way from the guidance that we will give you in Roots. Any advice we give is to help you reach your goals, not put more money in our pockets. We are here to direct, educate, and offer hope to your financial future and to lead to a stress-free and debt-free life. 

No problem! Roots is a straightforward online membership site. If you can log into your email, and operate the essential functions of a computer and smartphone, you will have no challenges in Roots. Of the hundreds of members we serve, we rarely have issues with technology. We keep it simple! And as always, we are happy to help you! 

We do not assist our members with building investment portfolios, such as retirement and college savings. As mentioned above, we don’t sell any financial products. Therefore, we aren’t licensed to provide you with investment advice. Roots is here to help you with the basics so in the future you have even more money to invest. We will also show you how investing fits in with a plan to eliminate your debt. In Roots, we give you a plan for life, not just right now.

Roots doesn’t save anyone. Our members save themselves by being proactive and implementing the simple process that we share in The Debt Freedom Success Path. We can’t do the hard work for you. You have to do that. We will give you all the steps, direction, and education you need to have tremendous results, but in the end, you are the hero of your own story. We will be here to walk with you every step of the way. Our Community is in this together!

Who Shouldn't Join Roots?

Let’s take an objective look at Roots of Personal Finance.

It’s not for anyone who just wants to “kind of” check things out or just kind of save money or just kind of get out of debt.  You can’t “kind of” become debt free. Getting these types of results takes a commitment to succeed.  Would you want to fly with a pilot who “kind of” knew how to fly?  Or would you rather have a pilot who committed to mastering the necessary skills?  It sounds like a silly example, but it’s a perfect analogy.

Roots is for people who are committed to doing what it takes to reach a stress-free and debt-free life. With that said, this stuff doesn’t happen on its own. Now I know Roots will give you everything you need to have success, however, Roots will not work for you if you aren't:

  • Willing to put in the effort, the time, and to be intentional.

  • Roots will not work if you’re someone who just makes excuses on why you can’t get out of debt or do what we teach or why this doesn’t work. Roots works when you work.

  • Roots will not work for you if you are looking for a get rich quick scheme. We aren’t a late night infomercial!

  • Roots will not work for you if you are stubborn and stuck in your old ways and aren’t willing to challenge your normal thinking.

If any of these sound like you, it's best not to join. 

Three Excuses That Are Keeping You From Joining

If you have little savings, lots of debt, and no plan on how to fix it, disaster awaits. I've talked to so many people who didn't take action and are now facing bankruptcy, lawsuits, divorce, and sadly, it's too late in some cases to avoid these types of hardships. Don't wait until it's too late! Take it from others who say, "I wish I would've taken control sooner!"

“I don’t have time to work on my finances or be a part of Roots!”

Your time is limited; we’re all busy. But is busy getting you where you want to go?

You can’t keep doing the same things and expect a different result.

I have never met anyone who said, “Brad, I wish I would’ve started saving money and paying down my debts later in life!” In fact, many people who didn’t take action are now living in FEAR because they aren’t getting any younger.

The time to take action is now!

The great news is that Roots is built for busy people.

We have broken all of our content down into bite-sized pieces so you can learn as your schedule allows

It doesn’t get any easier to get the help you need to live a stress-free and debt-free life!

The cost of Roots breaks down to $0.74 per day, and it’s helped people just like you save and pay off MILLIONS of dollars.

I can almost guarantee you’re spending that, and more on things like:

  • Interest - The average person pays $18.19 in interest per day on their debts! That’s $555 per month! Are VISA and MASTERCARD helping you reach a debt-free life?
  • Going out to eat - The average person spends $8.19 per day! That’s more than $3,000 per year. How’s that Panera, Jimmy John's, and McDonald's helping you reach financial freedom?
  • Coffee - The average person spends $3.01 per day. That’s $1,100 in one year! Is Dunkin Donuts, Starbucks, or Tim Horton’s helping you reach a debt-free life?

We don’t have to go any further. Roots is the most affordable membership that will get you the result you’ve been wanting. Now, it's about making your financial life a priority and investing in yourself and your family. 

Facing your situation alone is a daunting task.

Fear is why most people choose to ignore their mess. But ignoring the mess only results in disaster.

This is the fantastic part about Roots! YOU AREN’T ALONE!

We have hundreds of members who are working on their challenges, just like you.

We are here to help you as you get started. Roots is built to walk you through our Debt Freedom Success Path step-by-step to ease your fear.

Yes, there is going to be some hard work and some things you will have to face, but be assured you have a community of people ready to support you!

There is no better or safer place. Join us!

Hurry! The Doors To Roots Will Be Closing Soon!

Roots is similar to college.  Once the registration period is complete, everyone begins their membership together, and we make ourselves available to support you.

00

DAYS

00

HOURS

00

MINS

00

SECS

It's Time To Make a Decision

Join me and register for Roots of Personal Finance!

The time has come.

The registration period will be closing in the next several days. We do this so we can cater to all the new members coming through. It’s similar to a college class. Once the registration period is complete, everyone begins class together, and I make myself available to support you.

And as you look to make a decision, just know this…

If you’re feeling overwhelmed with financial stress, or you’re struggling to make progress in saving money and paying off debt, this is totally normal.

For most of us, the biggest challenge is trying to manage all this on top of all the other responsibilities we have. Life is an ongoing competition for your time and attention - and it’s a competition you rarely win.

But it doesn’t have to be that way. By making your goals a priority, and having what you need to make them a reality, you can interrupt the pattern and get where you want to go.

Ask yourself this:
What’s important in your life right now?
What do you want to achieve in the months ahead?
Knowing how to take control of your money will give you exactly what you’re after - TRUE FINANCIAL FREEDOM. 
How long have you wanted to accomplish this for?
And how many times has this goal been pushed to the backburner?
You have an opportunity to do something about that right now. Today.

Join me and register for Roots of Personal Finance.

Click the button and let's get started. We are blowing up the balloons and getting the welcome party kicked off! I can’t wait to see you on the inside.