One of the more common questions I get is, "Brad, I need to control my spending. What can I do to stop my impulsive shopping habits?

First, you're in good company. I struggled with the same challenges. Seriously, at one time, I had almost $8,000 in credit card debt for a bunch of stuff I...

If you’ve been keeping up with our blog posts, then you know that I live a debt-free lifestyle. But, that wasn’t always the case. There was a time when I was broke, living paycheck-to-paycheck. I had a lot of debt and very little savings, and I, like many people experienced debt...

The month of March is an exciting month for me. It’s the anniversary month when I became completely debt free! After about four or five years of hard work, I made my last and final payment. I owed my grandma $5,000 plus interest for a loan she gave me years ago to rehab a fixer-upper...

Student loans are a significant challenge for many of our Roots of Personal Finance members and many people in general. Currently, there is $1.48 trillion owed among 44 million borrowers. The amount of debt that's carried for student loans has surpassed auto loans and credit cards and comes...

Did you get, or are you expecting a tax return this year? If so, you may not want to throw your hands up in celebration just yet. Your tax return could be hurting your financial life.

I’ve had the privilege of helping many people get on a plan with their finances. In our membership site,...

If you’re like most people you don’t like to be in debt. In fact, there hasn’t been one person I’ve coached or even talked to on a personal level who has said, “I love being in debt, and I can’t wait to go even deeper into debt!” I'm going to guess...

The new year is here, and along with that comes resolutions. It's the time of year where many people consider their life and the direction of where it’s going. Do you want to lose weight? Do you want to spend more time with family and friends? Do you want to get organized? Do you want to...

2018 is almost here. Are you financially ready? Every year, many resolve to be better with their finances. They want to pay down debt, save more money, and get out of the paycheck-to-paycheck rattrap. You start January with the best of intentions, but slowly start to fall off come...

High school sweethearts, Chantal and Stephane Perron were model credit card holders—paid their bills on time each month and never had to deal with collections. But they knew the bills were piling up and it would only be a matter of time that they would end up in major trouble. 

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One question I like to ask people when I teach a live class or a webinar is, “Are you happy and satisfied with where you are financially?” Most audiences respond with an overwhelming, "NO!" I like to follow this question up with, “If you aren’t happy or satisfied, what are...