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Debt, Don't Kill My Vibe

Do you ever think about how much more you would be able to afford and do if you didn't have debt payments to worry about? Of course you do. We all do. It feels like a never-ending merry-go-round and you're ready to get off. You only have to do one simple thing.

Stop! Stop borrowing more money....

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Saving Makes Cents

The reality that we live in is that credit trumps saving. Why wait and save up for a purchase when you can put it on a credit card and get it today? $747 billion is why. That's how much credit card debt U.S. consumers owe, according to Nerd Wallet’s 2016 American Household Credit Card...

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Budgeting... It's Sexy!

You. Need. A. Budget. This is not up for discussion. You must have a budget if you ever expect to make a difference in your finances. Budgets are for you to tell your money what to do. If you get your paycheck, spend it all and have no accounting of where it went, you need a budget.

People hear...

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"I Need This!" – This Will Empty Your Bank Account

This is what gets us into trouble. Too often we confuse what we need with what we want and before long, we have copious amounts of stuff and no money.

Before spending money on things you don't need, figure out what your necessities are. These are usually groceries, gas, clothing, electricity,...

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A Goal Without a Plan is Just a Wish

It's the second week of the year. How are you doing on your resolutions? Did you know that 75% of people keep their resolutions for only one week? So if you're still going strong, congratulations!

A lot of people think that their failed resolve is due to their lack of willpower. However, more...

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"I need a good credit score to be successful with money!" WRONG!

Does it matter how great of a chef you are when you don’t have the ingredients to create that seven-course meal? You could be the world’s best chef, but without those ingredients, you aren’t any better than someone who doesn’t know how to cook at all.

You could say the...

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An Open Letter To Those In Need Of Hope

An open letter to those in need of hope,

Ever since I can remember and even going back to when I was a kid; I always wanted to own my own business. I wanted to have the freedom to do what I wanted. When I was 10 or 11 years old I remember starting my own car wash in my driveway. I made some...

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There Are No Quick Fixes

I hate to burst your bubble, but quick fixes don’t work.

If you can grasp this idea you can achieve just about anything.

You see in this day and age everyone is looking for the quick fix. Not only is everyone looking, but there are people out there trying to sell it as well. This has...

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Marketing Has Made Debt Normal And Acceptable

I bet in 1929 you couldn’t head down to the local pet store and finance your family dog. You would be laughed out of town. Today you can get the puppy for a low monthly payment with approved credit.

In Larry Burkett’s book Christian Financial Concepts he states that in 1929 only two...

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We Are All Depending On You

I had a great teacher. His name is Chris Hogan and he taught me a great lesson when I was training to become a financial coach and I want to share it with you.

Imagine your life is a bus and you are obviously the bus driver. Now everyone knows a bus has a route it follows right? Along that route...

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