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Negotiate and SAVE!

Everything is up for negotiation. This is good to remember when you're trying to save money. You can make out with some good deals if you just ask. Before entering into negotiations, keep these things in mind:

  • Be patient and be on the look out for items you want to buy.
  • Have cash on hand and...
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Roots of Personal Finance Member Spotlight: Mariah Clark

Mariah Clark and her husband, Brian, were never on the same page when it came to finances. It was up to her to keep the household budget afloat. "We decided that it was time for a change and that nothing was going to change unless we did something drastic. So we spent the money on the course even...

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How to Travel Without Busting Your Bank Account

Memorial Weekend is upon us. The unofficial start of summer kicks off the travel season. Just because you're paying down debt and saving money doesn't mean you can't enjoy a vacation or two. This is where your budget comes into play.

Your budget is basically you telling your money where to go. So...

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Do You Want To Be Wealthy? Do This!

"Someone's sitting in the shade today because someone planted a tree a long time ago." ~Warren Buffett

Wealthy people like Warren Buffett planted several trees a long time ago. He didn't make his fortune by using credit cards or playing the lottery. He took calculated risks and saved his money.

...

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Show Mom You Care by Sticking To Your Budget

Mother's Day is Sunday. You've long outgrown your macaroni noodle masterpieces, so how do you express the immense gratitude for your mother without going over your budget?

Treat your mom to an experience this Mother's Day. Flowers die and jewelry tarnishes. Sites like Groupon and Living...

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Roots of Personal Finance Member Spotlight: Nicole Hagood

"Over the past year or two, my husband and I have built up a lot of debt and did not communicate well when it came to finances. I needed something that would help me do more than just making sure the bills were being paid..." Meet Nicole Hagood, a full-time Director with Pure Romance. Nicole, and...

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Who's Going To Save You?

According to a NerdWallet survey, the average American is paying $555 a month in interest on their debts. That's more than $6,500 a year. In a recent article by CBS MoneyWatch, more than half of the population claims they can't handle a $500 emergency. It has also been reported that 70% of people...

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Roots of Personal Finance Member Spotlight: Hayley Gonzalez

As a full-time college student and single mom going through a divorce, Hayley Gonzalez knew she needed to learn how to control her finances better. She wanted to deepen her understanding of debt and how to eliminate and avoid it.

"Roots has definitely helped me admit to my behavior and be aware...

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Roots of Personal Finance Member Spotlight: Stephanie Bodiford

Stephanie Bodiford has a family of six. When you have a larger family, you can really feel that financial strain at times. So she signed up for Roots of Personal Finance to control her spending and pay off debt. "I also wanted to show my husband what can be achieved when following a budget."

So...

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Roots of Personal Finance Member Spotlight: Natasha Grimm

Natasha Grimm is a "womentrepreneur" and loving mom to 3 four-legged fur babies she rescued. Her foray into credit card debt began when moving from Seattle to Austin, which she put on a credit card, expecting to pay it off after being reimbursed by her new job. Then two weeks after...

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