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Roots of Personal Finance Member Spotlight: Christina Tsutsui

Christina Tsutsui is a work-from-home mom. Her family loves adventures and making fun memories. Not all adventures are free however, so they needed to be on the same page financially. "We decided to join Roots so that my husband could get on board and learn more about finances and where we are in...

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Are these expenses busting your bank account?

What's your budget buster? We all have them. We all have that vice that we have trouble saying no to. We don't really think about them, because the cost is minimal. However, those costs add up and can spell disaster for your bank account. Below are just some of the biggest ones. 

  1. Coffee....
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Four Tips To Quick Impulse Spending – Cold Turkey

Impulse spending is very common today. At every turn there are temptations. We live in a "gotta have it" society. When you're trying to get out of debt, impulse spending can be detrimental to your finances. You have to start planning for every penny you earn. Here are some steps to help you in...

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Financial Freedom, It's Not Just About Money!

At Balanced Cents, we strive to help you gain financial freedom. But do you know what financial freedom actually entails?

Financial freedom isn’t the obtainment of riches and possessions. It's a freedom you are granted when you reach a psychological state relating to money.

When you...

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Roots of Personal Finance Member Spotlight: Amy-lynn Murdoch

Amy-lynn and her husband had no idea what to do with money other than spending it. She knew she needed help with her family's finances. She had mounting debt from when she was younger and she and her husband were spending $300-400 a month at their local coffee shop. Taking Roots of...

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Don't Let That Car Drain Your Wallet With These Great Tips!

Cars are expensive. If you don't properly maintain your car, it could cost you thousands to fix. And who has that kind of money? Well, hopefully, you do if you've been diligently building your emergency fund. If you're on a tight budget, you may be reluctant to take your car in for regular...

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Negotiate and SAVE!

Everything is up for negotiation. This is good to remember when you're trying to save money. You can make out with some good deals if you just ask. Before entering into negotiations, keep these things in mind:

  • Be patient and be on the look out for items you want to buy.
  • Have cash on hand and...
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Roots of Personal Finance Member Spotlight: Mariah Clark

Mariah Clark and her husband, Brian, were never on the same page when it came to finances. It was up to her to keep the household budget afloat. "We decided that it was time for a change and that nothing was going to change unless we did something drastic. So we spent the money on the course even...

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How to Travel Without Busting Your Bank Account

Memorial Weekend is upon us. The unofficial start of summer kicks off the travel season. Just because you're paying down debt and saving money doesn't mean you can't enjoy a vacation or two. This is where your budget comes into play.

Your budget is basically you telling your money where to go. So...

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Do You Want To Be Wealthy? Do This!

"Someone's sitting in the shade today because someone planted a tree a long time ago." ~Warren Buffett

Wealthy people like Warren Buffett planted several trees a long time ago. He didn't make his fortune by using credit cards or playing the lottery. He took calculated risks and saved his money.

...

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