Emily Gallo serves in the New Mexico Army National Guard, is a Pure Romance Consultant and is pursuing her Bachelor's degree in Business. Like most people, Emily decided to enroll in Roots of Personal Finance to get a handle on her finances. "I knew the basics of setting up a budget, but was...

Amber and Paul Taylor are two of our Canadian members. They decided to join Roots of Personal Finance in September because they were tired of not having money to truly enjoy life. They knew they needed to make a change. 

One of the problems Amber and Paul faced was eating out (like most of...

Christina Tsutsui is a work-from-home mom. Her family loves adventures and making fun memories. Not all adventures are free however, so they needed to be on the same page financially. "We decided to join Roots so that my husband could get on board and learn more about finances and where we are in...

What's your budget buster? We all have them. We all have that vice that we have trouble saying no to. We don't really think about them, because the cost is minimal. However, those costs add up and can spell disaster for your bank account. Below are just some of the biggest ones. 

1. Coffee....

Impulse spending is very common today. At every turn there are temptations. We live in a "gotta have it" society. When you're trying to get out of debt, impulse spending can be detrimental to your finances. You have to start planning for every penny you earn. Here are some steps to help you in...

At Balanced Cents, we strive to help you gain financial freedom. But do you know what financial freedom actually entails?

Financial freedom isn’t the obtainment of riches and possessions. It's a freedom you are granted when you reach a psychological state relating to money.

When you...

Amy-lynn and her husband had no idea what to do with money other than spending it. She knew she needed help with her family's finances. She had mounting debt from when she was younger and she and her husband were spending $300-400 a month at their local coffee shop. Taking Roots of...

Cars are expensive. If you don't properly maintain your car, it could cost you thousands to fix. And who has that kind of money? Well, hopefully, you do if you've been diligently building your emergency fund. If you're on a tight budget, you may be reluctant to take your car in for regular...

Everything is up for negotiation. This is good to remember when you're trying to save money. You can make out with some good deals if you just ask. Before entering into negotiations, keep these things in mind:

• Be patient and be on the look out for items you want to buy.
• Have cash on hand and...

Mariah Clark and her husband, Brian, were never on the same page when it came to finances. It was up to her to keep the household budget afloat. "We decided that it was time for a change and that nothing was going to change unless we did something drastic. So we spent the money on the course even...