One of the best things you can do to improve your financial future, and your future as a whole is practice being grateful and content.

This is not something we are born with. It takes practice.

Open your eyes to those with less. Almost half the world—more than three billion...

Sometimes you have to hit rock bottom before you find it in you to change. That's what happened with Leigh Forrest. As a wife and mother of three, she knew she wanted better for her family, so she decided to sign up for Roots of Personal Finance. 

Since taking Roots, Leigh has not only...

Emily Gallo serves in the New Mexico Army National Guard, is a Pure Romance Consultant and is pursuing her Bachelor's degree in Business. Like most people, Emily decided to enroll in Roots of Personal Finance to get a handle on her finances. "I knew the basics of setting up a budget, but was...

Amber and Paul Taylor are two of our Canadian members. They decided to join Roots of Personal Finance in September because they were tired of not having money to truly enjoy life. They knew they needed to make a change. 

One of the problems Amber and Paul faced was eating out (like most of...

Christina Tsutsui is a work-from-home mom. Her family loves adventures and making fun memories. Not all adventures are free however, so they needed to be on the same page financially. "We decided to join Roots so that my husband could get on board and learn more about finances and where we are in...

What's your budget buster? We all have them. We all have that vice that we have trouble saying no to. We don't really think about them, because the cost is minimal. However, those costs add up and can spell disaster for your bank account. Below are just some of the biggest ones. 

1. Coffee....

Impulse spending is very common today. At every turn there are temptations. We live in a "gotta have it" society. When you're trying to get out of debt, impulse spending can be detrimental to your finances. You have to start planning for every penny you earn. Here are some steps to help you in...

At Balanced Cents, we strive to help you gain financial freedom. But do you know what financial freedom actually entails?

Financial freedom isn’t the obtainment of riches and possessions. It's a freedom you are granted when you reach a psychological state relating to money.

When you...

Amy-lynn and her husband had no idea what to do with money other than spending it. She knew she needed help with her family's finances. She had mounting debt from when she was younger and she and her husband were spending $300-400 a month at their local coffee shop. Taking Roots of...

Cars are expensive. If you don't properly maintain your car, it could cost you thousands to fix. And who has that kind of money? Well, hopefully, you do if you've been diligently building your emergency fund. If you're on a tight budget, you may be reluctant to take your car in for regular...