Roots of Personal Finance Member Spotlight: Christina Tsutsui

Christina Tsutsui is a work-from-home mom. Her family loves adventures and making fun memories. Not all adventures are free however, so they needed to be on the same page financially. "We decided to join Roots so that my husband could get on board and learn more about finances and where we are in...

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Are these expenses busting your bank account?

What's your budget buster? We all have them. We all have that vice that we have trouble saying no to. We don't really think about them, because the cost is minimal. However, those costs add up and can spell disaster for your bank account. Below are just some of the biggest ones. 

  1. Coffee....
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Four Tips To Quick Impulse Spending – Cold Turkey

Impulse spending is very common today. At every turn there are temptations. We live in a "gotta have it" society. When you're trying to get out of debt, impulse spending can be detrimental to your finances. You have to start planning for every penny you earn. Here are some steps to help you in...

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Financial Freedom, It's Not Just About Money!

At Balanced Cents, we strive to help you gain financial freedom. But do you know what financial freedom actually entails?

Financial freedom isn’t the obtainment of riches and possessions. It's a freedom you are granted when you reach a psychological state relating to money.

When you...

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Roots of Personal Finance Member Spotlight: Amy-lynn Murdoch

Amy-lynn and her husband had no idea what to do with money other than spending it. She knew she needed help with her family's finances. She had mounting debt from when she was younger and she and her husband were spending $300-400 a month at their local coffee shop. Taking Roots of...

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Negotiate and SAVE!

Everything is up for negotiation. This is good to remember when you're trying to save money. You can make out with some good deals if you just ask. Before entering into negotiations, keep these things in mind:

  • Be patient and be on the look out for items you want to buy.
  • Have cash on hand and...
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Roots of Personal Finance Member Spotlight: Mariah Clark

Mariah Clark and her husband, Brian, were never on the same page when it came to finances. It was up to her to keep the household budget afloat. "We decided that it was time for a change and that nothing was going to change unless we did something drastic. So we spent the money on the course even...

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Roots of Personal Finance Member Spotlight: Nicole Hagood

"Over the past year or two, my husband and I have built up a lot of debt and did not communicate well when it came to finances. I needed something that would help me do more than just making sure the bills were being paid..." Meet Nicole Hagood, a full-time Director with Pure Romance. Nicole, and...

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Who's Going To Save You?

According to a NerdWallet survey, the average American is paying $555 a month in interest on their debts. That's more than $6,500 a year. In a recent article by CBS MoneyWatch, more than half of the population claims they can't handle a $500 emergency. It has also been reported that 70% of people...

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Roots of Personal Finance Member Spotlight: Hayley Gonzalez

As a full-time college student and single mom going through a divorce, Hayley Gonzalez knew she needed to learn how to control her finances better. She wanted to deepen her understanding of debt and how to eliminate and avoid it.

"Roots has definitely helped me admit to my behavior and be aware...

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