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The Never-Ending Vacation

That sounds great! We never want a vacation to end. But in this case, if you go into debt for the vacation, it becomes never-ending because you end up paying for it long after you get back home. While vacations can cost a pretty penny, especially depending on your destination, they can still be...

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Christmas in July

Nothing says holiday cheer like high interest credit card debt. Put the plastic away and pay cash! Christmas and the holidays happen the same time every year. They are not emergencies. Do NOT use your emergency fund, retirement savings, or debt for holiday expenses!

According to the American...

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Are Your Energy Bills Going Up With the Heat?

Stressing over your energy bills? You're probably not the only one. This summer has been a sizzler and energy costs are on the rise. Your home should be an escape from the heat, not an extension of it. So how does one keep cool and keep the cost down? Do yourself and the environment a favor...

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Keep Your Healthcare Costs Down

Medical debt is the number one cause of personal bankruptcy in the U.S., a report from NerdWallet found. Another report from the Kauffman Family Foundation found that more than a quarter of Americans say that someone in their household is struggling to pay medical debt.

While troubling,...

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Are these expenses busting your bank account?

What's your budget buster? We all have them. We all have that vice that we have trouble saying no to. We don't really think about them, because the cost is minimal. However, those costs add up and can spell disaster for your bank account. Below are just some of the biggest ones. 

  1. Coffee....
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Four Tips To Quick Impulse Spending – Cold Turkey

Impulse spending is very common today. At every turn there are temptations. We live in a "gotta have it" society. When you're trying to get out of debt, impulse spending can be detrimental to your finances. You have to start planning for every penny you earn. Here are some steps to help you in...

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Financial Freedom, It's Not Just About Money!

At Balanced Cents, we strive to help you gain financial freedom. But do you know what financial freedom actually entails?

Financial freedom isn’t the obtainment of riches and possessions. It's a freedom you are granted when you reach a psychological state relating to money.

When you...

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Don't Let That Car Drain Your Wallet With These Great Tips!

Cars are expensive. If you don't properly maintain your car, it could cost you thousands to fix. And who has that kind of money? Well, hopefully, you do if you've been diligently building your emergency fund. If you're on a tight budget, you may be reluctant to take your car in for regular...

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Negotiate and SAVE!

Everything is up for negotiation. This is good to remember when you're trying to save money. You can make out with some good deals if you just ask. Before entering into negotiations, keep these things in mind:

  • Be patient and be on the look out for items you want to buy.
  • Have cash on hand and...
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How to Travel Without Busting Your Bank Account

Memorial Weekend is upon us. The unofficial start of summer kicks off the travel season. Just because you're paying down debt and saving money doesn't mean you can't enjoy a vacation or two. This is where your budget comes into play.

Your budget is basically you telling your money where to go. So...

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