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Four Tips To Quick Impulse Spending – Cold Turkey

Impulse spending is very common today. At every turn there are temptations. We live in a "gotta have it" society. When you're trying to get out of debt, impulse spending can be detrimental to your finances. You have to start planning for every penny you earn. Here are some steps to help you in...

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Financial Freedom, It's Not Just About Money!

At Balanced Cents, we strive to help you gain financial freedom. But do you know what financial freedom actually entails?

Financial freedom isn’t the obtainment of riches and possessions. It's a freedom you are granted when you reach a psychological state relating to money.

When you...

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Negotiate and SAVE!

Everything is up for negotiation. This is good to remember when you're trying to save money. You can make out with some good deals if you just ask. Before entering into negotiations, keep these things in mind:

  • Be patient and be on the look out for items you want to buy.
  • Have cash on hand and...
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Do You Want To Be Wealthy? Do This!

"Someone's sitting in the shade today because someone planted a tree a long time ago." ~Warren Buffett

Wealthy people like Warren Buffett planted several trees a long time ago. He didn't make his fortune by using credit cards or playing the lottery. He took calculated risks and saved his money.

...

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Who's Going To Save You?

According to a NerdWallet survey, the average American is paying $555 a month in interest on their debts. That's more than $6,500 a year. In a recent article by CBS MoneyWatch, more than half of the population claims they can't handle a $500 emergency. It has also been reported that 70% of people...

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Are You Giving Your Children A Money Complex?

Think back to your childhood. How was money discussed in your household? Was it positive, negative, indifferent? Were you often told, "No, we can't afford it." when you asked for things? How did that make you feel? Did it influence how you deal with money today? How do you talk to your children...

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What's All the Hype About Direct Sales?

Why are so many people opting for direct sales? It seems like everywhere you turn there's someone selling LuLaRoe, Mary Kay, Pure Romance, Stella & Dot, or It Works! Direct sales companies have been around for decades—even more than a century. Avon takes that prize; it was founded...

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The Appealing Nature of Credit Cards

Have you ever thought about why debt is so appealing? Yes, debt. I know you're thinking, "Debt isn't appealing at all." Ah, but it is! Pay attention to the next credit card commercial you see. It most likely features a celebrity or kitschy theme that tells you how much easier life is with a...

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Debt, Don't Kill My Vibe

Do you ever think about how much more you would be able to afford and do if you didn't have debt payments to worry about? Of course you do. We all do. It feels like a never-ending merry-go-round and you're ready to get off. You only have to do one simple thing.

Stop! Stop borrowing more money....

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Budgeting... It's Sexy!

You. Need. A. Budget. This is not up for discussion. You must have a budget if you ever expect to make a difference in your finances. Budgets are for you to tell your money what to do. If you get your paycheck, spend it all and have no accounting of where it went, you need a budget.

People hear...

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