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Has Your Relationship Had The Money Conversation?

When you marry your partner, you vow to have and to hold them for better, for worse, for richer, for poorer, in sickness and in health. I want to talk to you about for richer, for poorer. As one of the leading causes of divorce, you should make money a prioritized conversation before walking down...

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Do Your Finances Need a Little Fall Cleaning?

With autumn upon us, it's time to give your finances a little dusting off and sprucing up. Every new season brings new items to your monthly budget. To have success with money, you should look at your future spending and make a plan. Taking time to plan will eliminate your need to use credit...

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Are These 10 Spending Habits Making You Broke?

It’s time to face the music. As a financial coach, it is my job to help people improve their financial lives. That means I have to lift the curtain on the bad habits that are preventing people from having a fantastic financial life. What you are about to read are the most common bad habits...

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Five Daily Tasks That Will Put Money In Your Pocket

I’ve had the incredible opportunity to work with many great people on their finances. These are regular people just like you and me, and we're all striving for a better financial life. One of the key factors in having success with your finances is your behavior. You're your own worst...

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Major Life Events and When to Slam on the Brakes

At some point in our lives we will experience major events that will affect our finances. I'm not talking about a flat tire or insurance deductible because of an accident. I'm talking about the ones that can really knock us off our financial plan.

So what is considered a major life event?

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These Expenses Will Come Back to Bite You

In Roots of Personal Finance, our online course and membership site, I teach our members to wait 24 hours, and even up to 30 days when considering a purchase. Why? In most cases, the stuff you think you need is only a WANT, and when you allow your emotions and the urge to buy to die down a bit,...

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Why Paying the Minimum Due Isn't Good Enough

According to the June 2017 data from the Federal Reserve, Americans have $1.021 trillion in outstanding revolving credit. The national average APR on new credit cards offers is now 16.13%—an all-time high. 

Most people don't look at interest rates when signing up for a credit card....

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How to Avoid Burnout While Getting Out of Debt

Getting out of debt can be an uphill battle. Sometimes you take two steps forward and then take three steps back. It's no wonder you can experience burnout. The journey is hard, but the reward is so worth it! Here are some ways that will help you avoid burnout. 

1. Fight resistance.

  • Do the...
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Are Your Energy Bills Going Up With the Heat?

Stressing over your energy bills? You're probably not the only one. This summer has been a sizzler and energy costs are on the rise. Your home should be an escape from the heat, not an extension of it. So how does one keep cool and keep the cost down? Do yourself and the environment a favor...

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Are these expenses busting your bank account?

What's your budget buster? We all have them. We all have that vice that we have trouble saying no to. We don't really think about them, because the cost is minimal. However, those costs add up and can spell disaster for your bank account. Below are just some of the biggest ones. 

  1. Coffee....
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