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What's All the Hype About Direct Sales?

Why are so many people opting for direct sales? It seems like everywhere you turn there's someone selling LuLaRoe, Mary Kay, Pure Romance, Stella & Dot, or It Works! Direct sales companies have been around for decades—even more than a century. Avon takes that prize; it was founded...

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The Appealing Nature of Credit Cards

Have you ever thought about why debt is so appealing? Yes, debt. I know you're thinking, "Debt isn't appealing at all." Ah, but it is! Pay attention to the next credit card commercial you see. It most likely features a celebrity or kitschy theme that tells you how much easier life is with a...

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Meal Prep Your Way To Savings

I'm sure you've all heard of meal prepping by now. It's pretty big in the fitness community and definitely picking up steam with busy moms and professionals. 

So how does one meal prep? First, you plan your menu for the week. Next, prepare your grocery list. Then, pick a day of the...

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Debt, Don't Kill My Vibe

Do you ever think about how much more you would be able to afford and do if you didn't have debt payments to worry about? Of course you do. We all do. It feels like a never-ending merry-go-round and you're ready to get off. You only have to do one simple thing.

Stop! Stop borrowing more money....

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Saving Makes Cents

The reality that we live in is that credit trumps saving. Why wait and save up for a purchase when you can put it on a credit card and get it today? $747 billion is why. That's how much credit card debt U.S. consumers owe, according to Nerd Wallet’s 2016 American Household Credit Card...

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Budgeting... It's Sexy!

You. Need. A. Budget. This is not up for discussion. You must have a budget if you ever expect to make a difference in your finances. Budgets are for you to tell your money what to do. If you get your paycheck, spend it all and have no accounting of where it went, you need a budget.

People hear...

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"I Need This!" – This Will Empty Your Bank Account

This is what gets us into trouble. Too often we confuse what we need with what we want and before long, we have copious amounts of stuff and no money.

Before spending money on things you don't need, figure out what your necessities are. These are usually groceries, gas, clothing, electricity,...

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A Goal Without a Plan is Just a Wish

It's the second week of the year. How are you doing on your resolutions? Did you know that 75% of people keep their resolutions for only one week? So if you're still going strong, congratulations!

A lot of people think that their failed resolve is due to their lack of willpower. However, more...

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"I need a good credit score to be successful with money!" WRONG!

Does it matter how great of a chef you are when you don’t have the ingredients to create that seven-course meal? You could be the world’s best chef, but without those ingredients, you aren’t any better than someone who doesn’t know how to cook at all.

You could say the...

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An Open Letter To Those In Need Of Hope

An open letter to those in need of hope,

Ever since I can remember and even going back to when I was a kid; I always wanted to own my own business. I wanted to have the freedom to do what I wanted. When I was 10 or 11 years old I remember starting my own car wash in my driveway. I made some...

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