"I need a good credit score to be successful with money!" WRONG!

Does it matter how great of a chef you are when you don’t have the ingredients to create that seven-course meal? You could be the world’s best chef, but without those ingredients, you aren’t any better than someone who doesn’t know how to cook at all.

You could say the...

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An Open Letter To Those In Need Of Hope

An open letter to those in need of hope,

Ever since I can remember and even going back to when I was a kid; I always wanted to own my own business. I wanted to have the freedom to do what I wanted. When I was 10 or 11 years old I remember starting my own car wash in my driveway. I made some...

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There Are No Quick Fixes

I hate to burst your bubble, but quick fixes don’t work.

If you can grasp this idea you can achieve just about anything.

You see in this day and age everyone is looking for the quick fix. Not only is everyone looking, but there are people out there trying to sell it as well. This has...

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Marketing Has Made Debt Normal And Acceptable

I bet in 1929 you couldn’t head down to the local pet store and finance your family dog. You would be laughed out of town. Today you can get the puppy for a low monthly payment with approved credit.

In Larry Burkett’s book Christian Financial Concepts he states that in 1929 only two...

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We Are All Depending On You

I had a great teacher. His name is Chris Hogan and he taught me a great lesson when I was training to become a financial coach and I want to share it with you.

Imagine your life is a bus and you are obviously the bus driver. Now everyone knows a bus has a route it follows right? Along that route...

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Let's Make Mail Fun Again

Let's make mail fun again!

I remember back when I was a kid and when you got mail it was one of the coolest things right? The letter or package had your name on it and you felt like you were actually part of the world. Somebody knew who you were.

I still remember when I signed up for the Burger...

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This Is Your Biggest Cheerleader

Whether you are trying to lose weight, pay off debt, start a business, or better your life in anyway there are going to be people that are going to talk behind your back.

Why? I don’t know? You see I love to watch people have success. Especially after I know how much hard work it took to...

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Are You Making This Mistake With Credit Cards?

So the other day I was in line at Victoria's Secret with my wife. We were checking out and there was a young couple that was next to me who was also checking out. I overheard the cashier selling them a store credit card and she had me hooked. Wait, to be clear it wasn’t on the store credit...

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The Lottery – A Fool's Game

Check this out… The average person who plays the lottery spends $32 a month. If they were to invest that $32 a month from age 18 to 65 they would accumulate $734,000 in savings. Now that’s hitting the jackpot.

Explanation: Now I posted this yesterday and it created a little bit of a...

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Smoking Is Bad For Your Health?

Remember cigarettes? Do you remember how they were marketed? Camel cartoons, doctors smoking on the front page of a magazine, a cowboy portraying what a real man looks like? Smoking was normal right? “Everyone is doing it.” Yeah, that wasn’t that long ago.

Just like the...

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