Are You Giving Your Children A Money Complex?

Think back to your childhood. How was money discussed in your household? Was it positive, negative, indifferent? Were you often told, "No, we can't afford it." when you asked for things? How did that make you feel? Did it influence how you deal with money today? How do you talk to your children...

Continue Reading...

The Road Less Traveled

If you're reading this blog, chances are you're looking to better your finances. I want to applaud you on taking that step. It's hard to go outside the norm of debt and overspending. Your friends and family may think you're crazy—even call what you're doing weird. But don't let that phase...

Continue Reading...

What's All the Hype About Direct Sales?

Why are so many people opting for direct sales? It seems like everywhere you turn there's someone selling LuLaRoe, Mary Kay, Pure Romance, Stella & Dot, or It Works! Direct sales companies have been around for decades—even more than a century. Avon takes that prize; it was founded...

Continue Reading...

The Appealing Nature of Credit Cards

Have you ever thought about why debt is so appealing? Yes, debt. I know you're thinking, "Debt isn't appealing at all." Ah, but it is! Pay attention to the next credit card commercial you see. It most likely features a celebrity or kitschy theme that tells you how much easier life is with a...

Continue Reading...

Meal Prep Your Way To Savings

I'm sure you've all heard of meal prepping by now. It's pretty big in the fitness community and definitely picking up steam with busy moms and professionals. 

So how does one meal prep? First, you plan your menu for the week. Next, prepare your grocery list. Then, pick a day of the...

Continue Reading...

Debt, Don't Kill My Vibe

Do you ever think about how much more you would be able to afford and do if you didn't have debt payments to worry about? Of course you do. We all do. It feels like a never-ending merry-go-round and you're ready to get off. You only have to do one simple thing.

Stop! Stop borrowing more money....

Continue Reading...

Saving Makes Cents

The reality that we live in is that credit trumps saving. Why wait and save up for a purchase when you can put it on a credit card and get it today? $747 billion is why. That's how much credit card debt U.S. consumers owe, according to Nerd Wallet’s 2016 American Household Credit Card...

Continue Reading...

Budgeting... It's Sexy!

You. Need. A. Budget. This is not up for discussion. You must have a budget if you ever expect to make a difference in your finances. Budgets are for you to tell your money what to do. If you get your paycheck, spend it all and have no accounting of where it went, you need a budget.

People hear...

Continue Reading...

"I Need This!" – This Will Empty Your Bank Account

This is what gets us into trouble. Too often we confuse what we need with what we want and before long, we have copious amounts of stuff and no money.

Before spending money on things you don't need, figure out what your necessities are. These are usually groceries, gas, clothing, electricity,...

Continue Reading...

A Goal Without a Plan is Just a Wish

It's the second week of the year. How are you doing on your resolutions? Did you know that 75% of people keep their resolutions for only one week? So if you're still going strong, congratulations!

A lot of people think that their failed resolve is due to their lack of willpower. However, more...

Continue Reading...
Close

50% Complete

Do Your Finances Make The Grade?

Enter your name and email address to take your assessment! You will not be asked any personal financial information.