living paycheck-to-paycheck, no savings, and a mountain of payments and debt."
Brad provides an eye-opening outlook on debt and money that challenges today’s popular thinking through speaking, one-on-one coaching, and his online membership site, Roots of Personal Finance, which has helped people save and pay off millions of dollars.
But it wasn't always like that...
Many years ago, I found myself in the very spot that many people find themselves today—BROKE!
"People thought we were crazy when we wanted to live a debt-free life. No credit cards, no car payments, no student loans, no debt!"
I just got tired of working so hard, putting in all those hours at my job, and having nothing to show for it but a bunch of payments and debt.
People thought we were crazy when we wanted to live a debt-free life. No credit cards, no car payments, no student loans, no debt!
A life free of financial stress and worry.
And not just for the time being, but FOREVER, like for the rest of our lives.
We wanted to build a life where we didn’t have to depend on some silly credit score and "other people's money" to get things that we wanted. And then be enslaved to the payments to pay it all back.
People would say things like:
- “You’re always going to have debt. It’s impossible to live without it.”
- "How do you buy things you want without debt?”
- “You NEED a credit score, it’s important!”
- “You only live once. You should go into debt for what you want!”
- “Credit cards are for emergencies; besides everyone uses them!"
I'm not going to lie; it was challenging. Social influence is real! It’s alive and well, and I believe it's what keeps most people broke.
Not following the crowd was probably the hardest thing to break away from in getting out of debt.
As hard as it was, we didn’t listen.
"Being that we were debt-free, and no longer had to depend nearly as much on our JOB or our INCOME, we began to see what financial freedom was really all about."
After years of hard work, we eventually paid off every last penny we owed, becoming completely debt-free.
Once we paid off our debt, we began to hear knocks at the door. Opportunities we never thought were possible began to present themselves to us.
Being that we were debt-free, and no longer had to depend nearly as much on our JOB or our INCOME, we began to see what financial freedom was really all about.
OPPORTUNITY and TRUE FREEDOM!
Then people started asking us how we did it, and they started asking for help.
Fast forward many years later and I've helped people save and pay off millions of dollars by teaching them the same exact process that I used to get out of debt.
People need to understand that debt is a choice, but it doesn't have to be a way of life!
Many people struggle with money and debt. Brad teaches a simple process to help them learn how to save money and eliminate debt, allowing them to take control of their finances so they can do more of what they love.
Brad uses his personal story to relate to others. He provides practical steps and advice for a new financial plan that shows people how to win and live a stress-free and debt-free life.
Living a stress-free and debt-free life has provided him and his wife Sarah the opportunity to achieve their dreams of operating their businesses full-time from home allowing them to both spend more time with each other, their two children, Noah, and Avery, and focus on the most important things in life.
When Brad isn't helping people with their finances, he loves to continue his education through reading and conferences. He remains active and healthy with regular and intense exercise. His family is the most important and they spend a significant amount of time camping and being outdoors. He and his wife, Sarah, put a lot of value in experiences and making memories.